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Dollar Bank

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12njoy
Super Contributor

Re: Dollar Bank

@B335,

Yes I applied for the City pride card. Their other card requires you top have a relationship. The city pride said anyone could apply. Hopefully that statement wasn't misleading. I'll find out bright and early tomorrow morning when I speak with a loan officer.
(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 31 of 89
Ron1
Super Contributor

Re: Dollar Bank

It is a nice lookig card. Smiley Happy

 

 

Ron.

Message 32 of 89
12njoy
Super Contributor

Re: Dollar Bank

Is anyone else biting on this one?
(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 33 of 89
Ron1
Super Contributor

Re: Dollar Bank


@12njoy wrote:
Is anyone else biting on this one?

I might go for it if you get approved.Smiley Tongue

 

 

Ron.

Message 34 of 89
12njoy
Super Contributor

Re: Dollar Bank

@ron,

Does it sound like a conditional approval to you?
(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 35 of 89
12njoy
Super Contributor

Re: Dollar Bank

I've never been told to call in just to get a denial although this could be the first
(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 36 of 89
Ron1
Super Contributor

Re: Dollar Bank


@12njoy wrote:
@Anonymous,

Does it sound like a conditional approval to you?

I don't know. They might have someone to manual review your application.  According to your post, they already pulled your report. It might be hard because of low rate.

 

 

Ron.

Message 37 of 89
Creditaddict
Legendary Contributor

Re: Dollar Bank

I'm with Ron, you get approved and I'll apply!
Message 38 of 89
12njoy
Super Contributor

Re: Dollar Bank

Keep in mind that they said a decision has already been made as of yesterday.  The credit services department was closed at time of application on Friday night and doesn't open up until Monday.   The system has made a decision by itself.   I was just informed to call in to talk to a loan officer which sounds like maybe conditional approval and/or 2nd review by human eyes.   Kind of like US bank system can approve but give you the pending message and then reviewed by human eyes and final decision made.   I'll be the test dummy this timeSmiley LOL

(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 39 of 89
Ron1
Super Contributor

Re: Dollar Bank

Good luck!!! How many Inquiries did  you get when you applied?  I took it was TU HP, Right? Did they pull any other CRA besides TU? What was your score?

 

 

Ron.

Message 40 of 89
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