This was the message I received yesterday. System generated as credit services was closed. I called regular customer service who said I needed to speak with credit services
Dear me,
A decision has been made regarding your credit card application. Please
call 1-888-418-BANK to talk with a loan officer. Our officers are
available Monday through Friday from 8:00 AM to 8:00 PM.
Thank you for banking with Dollar Bank.
Credit Card Services
Dollar Bank
1-888-418-BANK
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
@Ron1 wrote:Good luck!!! How many Inquiries did you get when you applied? I took it was TU HP, Right? Did they pull any other CRA besides TU? What was your score?
Ron.
They did a SP once I entered my name and social but I don't know what bureau that was on but it wasn't EQ. Then after I submitted application, they did a HP. The SP was to verify identity according to their application instructions which says they'll electronically verify your identity. I had 8 HP'S on TU and FICO score of 725. TU was the only HP I got. Oh now that you mention it they do ask if your credit report is on ice so it could be that they want me to unthaw EX and EQ which I won't do. So this could very well be a denial looking at it that way.
I'll get all the info tomorrow. Any other questions you all want me to ask? I'm like if it's a denial, just send me email with that.
@taxi818 wrote:
@ojefferyo wrote:I've never heard of dollar bank, are they related to dollar stores?
No. they are not. Local Cleveland and PIttsburg bank. Just name is close to Dollar stores. Means nothing. From what I read about them. They are not good. Many horrible reviews. . But I wonder how 12njoy pulled this out of a hat.. Will check Credit pulls to see what he is looking for with them.
So its similar to Bullseye Credit Union, with their red target symbol. Which I think got copied/stolen by some other company. Can't recall who it was offhand...
DENIED. They stated that I iwould get a letter in the mail with reasons. I tried to press them for answers they basically said "It's a catch 22 situation, you need credit to get credit and you don't have enough credit". I take this to mean that they want a longer history of credit than I have and/or new account sensitive. It sounds to me like the first reason because he said to me aftewards that "you just don't have enough credit". I ihave plenty of credit, just not a long history of credit. This was system generated, as he said let me open up your application and then told me the reason in simplistic terms. I didn't even attempt a recon. Hope that helps.
Sorry to hear!!! 
It must be tough card to get. How long do they need?
Ron.