FNBO CLI

[Jnbmom]

I have hit the 6 month mark today . Now I am going to utilize the call in attempt with a SP. I went online just to check as I was not  going to go through with it  and hit the request an increase , but it said account was not eligible . So curious if it is 6 months and 1 day or should I not pay attention what it states online ?

[Anonymous]

I'm not speaking from experience as I'm only three months in with them, but my feel based on other lenders is that now you've hit six months, so wait for your next statement to cut and then go for it.

[Jnbmom]

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@Anonymous wrote:

I'm not speaking from experience as I'm only three months in with them, but my feel based on other lenders is that now you've hit six months, so wait for your next statement to cut and then go for it.

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@Anonymous  Thanks, it cuts end of the month, but you now have very patient I always am

[Anonymous]

Lol yeah you're the patron saint of patience lol. Let us know how it goes tomorrow! 😂😂

[Jnbmom]

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@Anonymous wrote:

Lol yeah you're the patron saint of patience lol. Let us know how it goes tomorrow! 😂😂

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@Anonymous 

[credit_is_crack]

@Jnbmom As a sample I got mine after the 6th statement cut, then was eligible essentially ever 4 months. I spaced out #3 and #4 to not trigger any red flags but once you get the first one, its about 4-5 months for every proceeding one. This was pre-COVID so they may have changed a bit, but this is what I ran into FNBO CLI History 

I definetly recommend calling over the phone and asking if you're eligible for a CLI. All of mine were SP's. Anything online will auto-trigger a HP.

It was on one of their core FNBO cards. After getting it to $25k I waited a bit longer and did get one final bump to $30k. Haven't tried since then

[Jnbmom]

@credit_is_crack 

Thanks my statement cuts later this month, I may just wait til then.

[Jnbmom]

My card just got hit the 6 month mark I have ran only about 1500 through it and PIF for those 2 statements . I kept checking online and it stated my account wasn't eligible so I waited a week or so after the six month mark, it then appeared.

I called and asked if I was eligible for an increase they took info asked how much I wanted and said I should hear back in 2-3 business days 🙄. I thought this isn't looking promising 😞.

Well checked online the next day and to my surprise they bumped me to 25K😊

SL was 14K, I am very pleased and I seriously have to weed out my cards now and close the ones I don't need or use .

[Mr_Mojo_Risin]

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@Jnbmom wrote:

My card just got hit the 6 month mark I have ran only about 1500 through it and PIF for those 2 statements . I kept checking online and it stated my account wasn't eligible so I waited a week or so after the six month mark, it then appeared.

I called and asked if I was eligible for an increase they took info asked how much I wanted and said I should hear back in 2-3 business days 🙄. I thought this isn't looking promising 😞.

Well checked online the next day and to my surprise they bumped me to 25K😊

SL was 14K, I am very pleased and I seriously have to weed out my cards now and close the ones I don't need or use .

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Uh yeah, 2-3 business days, we don't have time for that! 🤣

They tightened you up nice though, almost doubled the SL. 

Congratulations!

[AllZero]

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@Jnbmom wrote:

My card just got hit the 6 month mark I have ran only about 1500 through it and PIF for those 2 statements . I kept checking online and it stated my account wasn't eligible so I waited a week or so after the six month mark, it then appeared.

I called and asked if I was eligible for an increase they took info asked how much I wanted and said I should hear back in 2-3 business days 🙄. I thought this isn't looking promising 😞.

Well checked online the next day and to my surprise they bumped me to 25K😊

SL was 14K, I am very pleased and I seriously have to weed out my cards now and close the ones I don't need or use .

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Congratulations on another CLI!