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coldfusion
Credit Mentor

Re: FNBO..update 12/27


@britt585 wrote:

thanks . In the lettter they didnt ask for the documents to be nortarized. guess i'll just send in regular mail.


As it is sensitive information if you are going to send the documents via US Mail you might want to send the letter CMRR so that it is tracked and you get confirmation of delivery and who signed for it.

(7/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 21 of 37
BessTruman
Regular Contributor

Re: FNBO


@britt585 wrote:

Hi community. Havent posted in a while. I used the FNBO prequailfy tool and they came back with two offers both $15,000... I couldn'y believe my eyes. So I pulled the trigger and it comes back with 7-10 message.. omg.. So I called and rep says wait for letter will expalin next steps.. I've been looking on myfico to see what this means. Praying for an approval. Anyone else have this experience?


I have had great success with them.  I have some posts on here that explain it..cause it's a bit of a long story but in the end, I was able to secure $19,600 of credit in about 2 months.    They are a little prehistoric there so just be patient.   They're a decent bunch indeed.

Message 22 of 37
britt585
Regular Contributor

Re: FNBO

thanks. I will keep everyone updated.....

Message 23 of 37
Dp23
Regular Contributor

Re: FNBO

Quick update... I just got the security hold lifted & my card is being sent out in 7-10 business days. My limit is $6300.

Message 24 of 37
britt585
Regular Contributor

Re: FNBO

congrats . may I ask why they placed a hold?

Message 25 of 37
Dp23
Regular Contributor

Re: FNBO


@britt585 wrote:

congrats . may I ask why they placed a hold?


They said they couldn't verify my address as I just moved here two months ago. I had the same issue when I applied in Aug-Sep. I applied this time & was instantly approved so I don't understand fully but thankfully it's all cleared up now.

Message 26 of 37
Vu
Frequent Contributor

Re: FNBO..update 12/27


@Trini88 wrote:

@britt585 wrote:

thanks . In the lettter they didnt ask for the documents to be nortarized. guess i'll just send in regular mail.


I got my acceptance less than 2 days after faxing info over. Better than snail mail.


Do you still have the fax number?  I am running into the same thing, got the letter in the mail asking for POI, DL, and SSN to be mailed back in the enclosed envelope.  I am a bit hesitant about sending that information through the mail.  Thank you.




Message 27 of 37
Trini88
Established Contributor

Re: FNBO..update 12/27


@Vu wrote:

@Trini88 wrote:

@britt585 wrote:

thanks . In the lettter they didnt ask for the documents to be nortarized. guess i'll just send in regular mail.


I got my acceptance less than 2 days after faxing info over. Better than snail mail.


Do you still have the fax number?  I am running into the same thing, got the letter in the mail asking for POI, DL, and SSN to be mailed back in the enclosed envelope.  I am a bit hesitant about sending that information through the mail.  Thank you.



I don't have the number anymore (I believe I shredded it after I got the card in the mail). I called in and told customer service I would like to fax over the information they were asking for and she gave me the number. I told her that I applied for their Evergreen card and they were asking for my w2s, social security and identification. Said I would rather fax the info than send it through the mail and asked if they had a fax number so I can send the documents to so it can be reviewed. 

10/19 Quicksilver: $2K
3/21 Americard pc Customized Cash Rewards: $30K
6/21 Target RedCard: $700
6/21 Discover It: $8.5K
6/21 Victoria Secret: $6K
6/21 Savor: $2.3K
7/21 Walmat MC pc VentureOne: $4.1K
8/21 Amex BCP: $25K
11/21 Lowes Advantage: $35K
11/21 FNBO Evergreen: $25K
11/21 GS Apple Card: $4K
4/22 Chase Amazon Prime: $11.2K
7/22 Amex BCE: $8.4K
10/24 Amex Gold: Charge Card
Message 28 of 37
Trini88
Established Contributor

Re: FNBO..update 12/27


@Vu wrote:

@Trini88 wrote:

@britt585 wrote:

thanks . In the lettter they didnt ask for the documents to be nortarized. guess i'll just send in regular mail.


I got my acceptance less than 2 days after faxing info over. Better than snail mail.


Do you still have the fax number?  I am running into the same thing, got the letter in the mail asking for POI, DL, and SSN to be mailed back in the enclosed envelope.  I am a bit hesitant about sending that information through the mail.  Thank you.



Oh yeah side note. When I faxed it I also faxed the letter they sent me.

10/19 Quicksilver: $2K
3/21 Americard pc Customized Cash Rewards: $30K
6/21 Target RedCard: $700
6/21 Discover It: $8.5K
6/21 Victoria Secret: $6K
6/21 Savor: $2.3K
7/21 Walmat MC pc VentureOne: $4.1K
8/21 Amex BCP: $25K
11/21 Lowes Advantage: $35K
11/21 FNBO Evergreen: $25K
11/21 GS Apple Card: $4K
4/22 Chase Amazon Prime: $11.2K
7/22 Amex BCE: $8.4K
10/24 Amex Gold: Charge Card
Message 29 of 37
Dp23
Regular Contributor

Re: FNBO..update 12/27


@Vu wrote:

@Trini88 wrote:

@britt585 wrote:

thanks . In the lettter they didnt ask for the documents to be nortarized. guess i'll just send in regular mail.


I got my acceptance less than 2 days after faxing info over. Better than snail mail.


Do you still have the fax number?  I am running into the same thing, got the letter in the mail asking for POI, DL, and SSN to be mailed back in the enclosed envelope.  I am a bit hesitant about sending that information through the mail.  Thank you.



4026026545 this is the fax number.

Message 30 of 37
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