Has anyone tried a second blispay application after denial

[Anonymous]

I see a handful of reconsideration threads. Has anyone applied a second attempt after waiting a while? For instance a story where it is not a mailing address for verification issue but an actual denial for ugly reasons and their scores improved, and so on

[kdm31091]

It's only been what, two months? If someone was denied for anything other than verification, usually that short of a time won't fix it. If one is denied for something I think 3 months is a good minimum before retrying.

[Anonymous]

This is true but if you're watching your credit and bad marks fall off or you pay off a buch of accts  at once and all  update, you know where you personally stand. I'm just floating question to see if someone's applied twice already. 

[Anonymous]

Someone on a thread here told me 6 mos. I think one of my reasons was my student loans, which is crappy, because I'm going a looooong way in school and won't be due to pay those back for quite awhile. 

[Anonymous]

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@Anonymous wrote:

Someone on a thread here told me 6 mos. I think one of my reasons was my student loans, which is crappy, because I'm going a looooong way in school and won't be due to pay those back for quite awhile. 

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Yes that pesky debt to credit ratio excuse. Its as if they only look at bullet points when reviewing a credit report. I was given the same excuse.

[creditguy]

They have a waiting period before reapplication, 3 months 6 months who knows for sure, but in order to find out just try to register to apply and if it says something like your info is already on file then you can't reapply. But if it sends you a code then your able to again. Just keep trying until they send you a code again and there's your waiting period answer. I'm sure if ones profile has improved the odds for approval will increase.

[Anonymous]

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@creditguy wrote:
They have a waiting period before reapplication, 3 months 6 months who knows for sure, but in order to find out just try to register to apply and if it says something like your info is already on file then you can't reapply. But if it sends you a code then your able to again. Just keep trying until they send you a code again and there's your waiting period answer. I'm sure if ones profile has improved the odds for approval will increase.

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Or maybe try again with a different email address and cell phone number?

[Anonymous]

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@Anonymous wrote:

Someone on a thread here told me 6 mos. I think one of my reasons was my student loans, which is crappy, because I'm going a looooong way in school and won't be due to pay those back for quite awhile. 

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I had $62.5k in student loans and mines approved with 2 baddies and a judgement. I think there's a threshold on your credit score...someone in another thread mentioned 680. I was at 689

[Anonymous]

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@tamaralig wrote:

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@Anonymous wrote:

Someone on a thread here told me 6 mos. I think one of my reasons was my student loans, which is crappy, because I'm going a looooong way in school and won't be due to pay those back for quite awhile. 

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I had $62.5k in student loans and mines approved with 2 baddies and a judgement. I think there's a threshold on your credit score...someone in another thread mentioned 680. I was at 689

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Who do they pull again? I'm in 670s-680s range. I was just going to try again in like November, before Christmas  

[UncleB]

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@Anonymous wrote:

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@tamaralig wrote:

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@Anonymous wrote:

Someone on a thread here told me 6 mos. I think one of my reasons was my student loans, which is crappy, because I'm going a looooong way in school and won't be due to pay those back for quite awhile. 

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I had $62.5k in student loans and mines approved with 2 baddies and a judgement. I think there's a threshold on your credit score...someone in another thread mentioned 680. I was at 689

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Who do they pull again? I'm in 670s-680s range. I was just going to try again in like November, before Christmas  

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They pulled Experian for me.