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I was denied 5 months ago due to a delinquent account that is no longer reporting. I tried to go to pre-qual site but it states that it cannot match their records so cant show me any pre-qual offers. Is this because I was denied 5 months ago? Do I have to wait a certain amount of time before trying again? Just curious.
Do you currently have any Citi cards? Usually, you are better off waiting for 6 months to a year as it increases your chances of approval provinding the report has improved from the original time you applied.
I would personally wait closer to a year after a denial, but that's just me. Try again when you feel you're ready to!
Ugh, duplicate response, sorry!