cancel
Showing results for 
Search instead for 
Did you mean: 

How long to wait before next app?

tag
TyRacing
Frequent Contributor

How long to wait before next app?

Planning on getting the Uber visa next, but how long should i wait before apping. For great odds

Just got the Amazon Visa last week... And also Trying to avoid chase shutdown

Thanks for the help

Have the Following:



CashBack Cards Goals: Citi Rewards+

Status: Doing my Homework before I App

Note to Self: Focus on the Abundance of Love and you shall have more!

Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: How long to wait before next app?

1 additional app shouldn't prompt Chase to AA your Amazon.  Usually Chase does AA if you app for more than 1 Chase product within a short period of time.  As long as you haven't done a ton of apps prior to Uber you should be approved based on your TU score/report.

Message 2 of 13
Remedios
Credit Mentor

Re: How long to wait before next app?

You've opened 4 new cards in under a year and, and 5 in a year. Seeing how it's Barclay, short history ...I'd wait as long as you can. 

At minimum, six months from last application. 

 

With that said, good news is, it's a single pull, so if it's that important to you, go for it whenever 

Message 3 of 13
pinkandgrey
Senior Contributor

Re: How long to wait before next app?

I’d probably give it 6 months from the approval for the Amazon card. However, you may still be able to get it now. If you try for it right away and get denied, then definitely wait 6 months before apping for anything else. Good luck!

Discover It: 26.5k
Fidelity Visa: 21.5k
Amex Cash Magnet: 20k
Apple Card: 13k
Message 4 of 13
CreditInspired
Super Contributor

Re: How long to wait before next app?


@TyRacing wrote:
Planning on getting the Uber visa next, but how long should i wait before apping. For great odds

Just got the Amazon Visa last week... And also Trying to avoid chase shutdown

Thanks for the help

Since you want "great" odds, I suggest waiting for about 6 months since you AAOA is only 11 months.

 

GL2U


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 5 of 13
TyRacing
Frequent Contributor

Re: How long to wait before next app?

Would it be better to app for Cap1 Savor One

Have the Following:



CashBack Cards Goals: Citi Rewards+

Status: Doing my Homework before I App

Note to Self: Focus on the Abundance of Love and you shall have more!

Message 6 of 13
CreditInspired
Super Contributor

Re: How long to wait before next app?


@TyRacing wrote:
Would it be better to app for Cap1 Savor One

IMHO, I still think you should wait for about 6 months for better odds and SL.


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 7 of 13
Remedios
Credit Mentor

Re: How long to wait before next app?


@TyRacing wrote:
Would it be better to app for Cap1 Savor One

 

 

Not at this time unless you have preapproval . Cap One has become fussy about new accounts, too. 

It's fairly new, so no one really knows how many new accounts is too many, and I would imagine that's somewhat profile dependent, too. 

With your credit history being on low(ish) end, I'd wait 

With prequal, I'd go for it 

 

Good luck! 

Message 8 of 13
HeavenOhio
Senior Contributor

Re: How long to wait before next app?

With all your new accounts, I think your odds of being approved for a SavorOne would be less than your chances of being approved for Uber.
Message 9 of 13
TyRacing
Frequent Contributor

Re: How long to wait before next app?


@HeavenOhio wrote:
With all your new accounts, I think your odds of being approved for a SavorOne would be less than your chances of being approved for Uber.

wow so Cap1 values the number of recent new accounts and hard pulls alot more then Barclay?

Have the Following:



CashBack Cards Goals: Citi Rewards+

Status: Doing my Homework before I App

Note to Self: Focus on the Abundance of Love and you shall have more!

Message 10 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.