How often can we request CLI from Discover?

[collics]

Every 60 days? 180 days? etc

Thank you.

[SouthJamaica]

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@collics wrote:

Every 60 days? 180 days? etc

Thank you.

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There's no limit. As long as your shredder is up to the task of shredding the letters.

[collics]

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@SouthJamaica wrote:

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@collics wrote:

Every 60 days? 180 days? etc

Thank you.

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There's no limit. As long as your shredder is up to the task of shredding the letters.

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lol thank you 

[TheRedHat]

You have to wait 30 days between each request. Now as far as approvals go...

Maybe go for it once every six months? At least that's the strategy I'm going to use.

[K-in-Boston]

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@SouthJamaica wrote:

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@collics wrote:

Every 60 days? 180 days? etc

Thank you.

---

There's no limit. As long as your shredder is up to the task of shredding the letters.

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@SouthJamaica 's answer should be added to Discover's FAQ.  Why they don't allow you to receive those letters paperless is beyond me.

Other than double-dipping by calling to request a CLI at the same time, I've not seen approved requests in fewer than 30 days since the previous one was granted.  But indeed you can ask daily if you are so inclined.  Just be aware that if you ever need to call them for something manual, apparently the frequency of your requests is plainly visible to Discover as a very persistent colleague here who shall remain nameless found out once when calling.  

[KJinNC]

As far as I can tell, you can ask non-stop. I actually had a situation where I was denied in the morning and approved in the evening of the same day (crossed some timing threshold). There is no HP and I don't think Discover dings you or anything. Getting approved is a different question, and I don't know the answer to that one. Good luck!

[TheRedHat]

I guess I should clarify. The 30-day waiting period was told to me by a customer service representative over the phone when I inquired about getting a credit limit increase. 

[Jordan23ww]

You can request one every 30 days! 

During a brief time during the pandemic in 2020-2021 they had started making you wait 1 year before you'd be eligible for an increase. There's been a few posts in late 2021 and this year that shows that restriction is likely over. 

[bigseegar]

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@K-in-Boston wrote:

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@SouthJamaica wrote:

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@collics wrote:

Every 60 days? 180 days? etc

Thank you.

---

There's no limit. As long as your shredder is up to the task of shredding the letters.

---

@SouthJamaica 's answer should be added to Discover's FAQ.  Why they don't allow you to receive those letters paperless is beyond me.

Other than double-dipping by calling to request a CLI at the same time, I've not seen approved requests in fewer than 30 days since the previous one was granted.  But indeed you can ask daily if you are so inclined.  Just be aware that if you ever need to call them for something manual, apparently the frequency of your requests is plainly visible to Discover as a very persistent colleague here who shall remain nameless found out once when calling.  

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May very well be the best answers I've ever read on here lol.  While exactly true in answer, I literally spit coffee out laughing

[Thermionic_E]

Be very careful. My account was rendered useless for half a year or so due to my stated income including my partner of 15 years. If you don't share a tax return then they will potentially close your account. I got upset and met them with apathy and said to please just close my account if they wish but the lack of internal consistency was misleading and something absurd to close my accounts over. They kept my account frozen for months and months, rewards just sitting there. Suddenly I was able to use my card after accidentally selecting it from my PayPal payment methods. I don't believe my story is the norm at all...

By the way, I was too often submitting for a cli.