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How to request CLI on new BCP?

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CreditDunce
Valued Contributor

Re: How to request CLI on new BCP?


@Anonymous wrote:
I'm sure my low CL's are based on my secured cards on my CR's. I hadn't used ANY credit the last 7+ year's and started to raise my scores from the mid 500's in Jan to my current 790 EX & 720 TU & EQ. My scores were low, not because I had major derogs, I just hadn't used or applied for any credit in 7+ year's. Hoping now that I got my foot in the door and given an opportunity to prove myself, the higher CL's will follow, just like my scores from Jan to June.

If you are looking for higer credit limits Amex is one of the best credit card companies around.  You can grow your limits very quickly.  Once you have one card with a high limit, you will find new apps will start you off with a higher limits.  It will also be easier to get higher limits with your other cards.


Just treat Amex right and they will treat you right. 

 

Message 11 of 14
Anonymous
Not applicable

Re: How to request CLI on new BCP?

Thanks. Just got my new Amex BCP today, whopping 1K CL to go along with my Amex Delta PLAT 1400.CL. While I would've liked higher CL's, I can't complain. If you asked me a month ago, I would've told you I'd be happy just to get a single Amex, and now I have 3. I have to understand Amex's position, the only recent credit they see is 2 secured CC's from Wells Fargo (2k) and US Bank (1K) and stupid Credit One (400.), and they're only 4 month's old. So instead of being upset or disappointed, I'm reminding myself of how far I've come (550 to 720/790) and how quickly (Jan to Jun). My newest cards, Chase Slate (5500.CL) and Cap One QS (5K) haven't reported yet. Once they start, hopefully the CL's will start to climb over time.
Message 12 of 14
CreditDunce
Valued Contributor

Re: How to request CLI on new BCP?

Yeah, 550 -> 720/790 is an incredible score increase.  Just give it time and you will start to get the higher limits, too.

 

Good Luck!

Message 13 of 14
Anonymous
Not applicable

Re: How to request CLI on new BCP?

Yea, it just goes to show you if you have no/old/few derogs, just opening up a few secured cards can make a huge difference in starting/rebuilding your CR's. I'm pretty amazed how quickly one can actually raise their number's.
Message 14 of 14
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