@QCS123 wrote:Finally called, all they wanted to know was his date of birth, then they hung up and called him back on his cell phone and after verifying that it was him, they told him he was approved for 5K.
Not a big amount, but it's decent to start considering we did a compromise payment about 5 years ago to pay off what we owed after being unable to pay, so looks like he's partially forgiven and they are giving him a chance. They told us he can't apply for a second card (we asked about a business card) until one year has passed.
He also just got approved for Cifibank for 6K. So he now has four decent cards (AMEX, AMEX Business, Citibank and Discover) along with his original cards from Capital One QS and Capital One Platinum. Feels like he (we) are finally back on the road after hitting rock bottom and finding myfico and rebuilding. I have Discover (18.2K), AMEX, PenFed and Pen Fed (he is the authorized user on all), along with AMEX Macys and a few retail cards which he is not on. So I think he is set for the next few years to continue to just get his scores up higher until we can afford to buy a house....somewhere down the road.
Thanks for your help!
