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Chase Freedom Flex ended up approved @ $6000 (they called to confirm addresses, etc) so I guess situation was not as bad as I thought.
I let CitiDC report each month typically, I had an appliance order get refunded so I had a credit balance this one time. With new mortgage and 2 new cards reporting this month expecting a long wait to recover.
Thanks for the update @Anonymous and congrats on the Chase Flex approval 👍. Pretty decent SL btw! As far as SYNCB/Lowe's, give it some time as your profile ages then try a CLI in about 4-6 months.
Locking this thread as you have been approved by Chase. Feel free to start a new thread in the Approvals forum if you would like to do so.