Is it possible to get Amex BCE with 6 months history?

[Anonymous]

I have the Charles Schwab Amex Card, and his income was somewhere between $15k-$20k, so in that respect you are fine I think.

[newhis]

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@Subexistence wrote:

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@GetMeSlick wrote:
what are your current scores?

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Creditkarma 728

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What is the TU FICO from your Discover card?

DD got the BCE as first credit card (she is AU in a few of our cards for 2.5 years), 6K SL with 10K income.

I bet if you wait for 9 months history your SL will be better than 6 months.

Do you have an open loan? You could get extra FICO points if you don't and you use the SSL technique.

[Subexistence]

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@newhis wrote:

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@Subexistence wrote:

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@GetMeSlick wrote:
what are your current scores?

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Creditkarma 728

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What is the TU FICO from your Discover card?

DD got the BCE as first credit card (she is AU in a few of our cards for 2.5 years), 6K SL with 10K income.

I bet if you wait for 9 months history your SL will be better than 6 months.

Do you have an open loan? You could get extra FICO points if you don't and you use the SSL technique.

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I don't have a score yet. I"m like 5 months in. I'm waiting till my score generates before I get SSL.What was DD's credit score if you don't mind me asking.

[Anonymous]

Just wanted to shed some light on your situation. Not sure how many cards you have reporting. However my wife was approved recently. Below is a link to my thread I encourage you to take a look. Limit is 30k now with the 61 day 3x cli.

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-BCE-10k-SL-thin-file-w-data-points/m-p/48...

[Isacking97]

Yes you can, I apply for a EveryDay Card with only 7 months and 5K/year income and was approved, but at that time my expirian score was 750 (yes 750 with only 7 months of history)

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@Subexistence wrote:

I'm curious if it's possible to land Amex BCE with just 6 months history. I heard people can get it in their low 600 scores and so how much of a chance would someone with a high score but limited history have? Also I'm college student with independent income.

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[Anonymous]

I think it's possible. I had about 7 months history when I was approved. I think with decent scores and a good history on your other cards you could be approved. My BCE was my. highest starting limit at 10,000. At the time my scores were around 680s

[newhis]

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@Subexistence wrote:
 

I don't have a score yet. I"m like 5 months in. I'm waiting till my score generates before I get SSL.What was DD's credit score if you don't mind me asking.

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Good, that SSL will help you. DD's score was 770 with AUs only.

[Subexistence]

Thanks for the replies. I think I'll be going for it.

[Anonymous]

Above 650 IMHO. 7-8 months

[GetMeSlick]

Credit karma scores are just for your info purposes only. dont beleive them as the final fico. they differ person to person. 

i got to know from my friend. his CK score is 50-60 points low when compared to his fico scores.

mine is just opposite. CK scores are 30-40 points more than my fico. my 2 cents.

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@Subexistence wrote:

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@GetMeSlick wrote:
what are your current scores?

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Creditkarma 728

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