Lowes Pre Qual

[Cory88]

What you are pre qual for a Lowes card and continue on does it do a HP or just a SP for approval?

[FinStar]

It's SP to view your pre-qualification results.

it will be a HP if you decide to accept the offer and proceed with submitting the application.

[Crowhelm]

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@Cory88 wrote:

What you are pre qual for a Lowes card and continue on does it do a HP or just a SP for approval?

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It is just an SP. I did it a week ago and no HP anywhere. Was approved for 8K but the card is from the S-Bank and even though I buy at Lowes I also buy a lot at Home Depot and Ace as well so not worth it in my case. 

[W261w261]

It was 2 HP's for me about 2 months ago. EX & TU. The S-bank strikes! It was also my first Synch card. I didn't want to do it but wanted the 5% discount. Turns out I got approved for the veteran's 10% so didn't need the card but it was too late 

[Remedios]

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@W261w261 wrote:

It was a HP for me about 2 months ago. 

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You got HP for prequal?

That's not possible, unless you actually applied, which you did. 

[W261w261]

I meant the HP's were for the application. Approval wasn't immediate either. It said 7-10 days for the letter. I was nervous, but the letter said to call them with further info. All they wanted was to text me a code and the approval went through

[AlmostNJ]

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@W261w261 wrote:

I meant the HP's were for the application. Approval wasn't immediate either. It said 7-10 days for the letter. I was nervous, but the letter said to call them with further info. All they wanted was to text me a code and the approval went through

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I had the same experience 

[NoMoreE46]

Per this recent link, pre quals are now SPs...

https://apply.syf.com/eapply/eapply.action?clientCode=LOWES&preQual=Y&sitecode=lwpqblppn

[FinStar]

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@NoMoreE46 wrote:

Per this recent link, pre quals are now SPs...

https://apply.syf.com/eapply/eapply.action?clientCode=LOWES&preQual=Y&sitecode=lwpqblppn

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To pre-qualify, it is SP. If an offer is accepted, then it is HP.

There's a discussion floating around in the General Credit Topics section with recent updates on the SP pre-qualification for a variety of SYNCB CCs.