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Minimum score for AMEX?

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Anonymous
Not applicable

Re: Minimum score for AMEX?

I got you cause there score is borderline for a charge card its better to get the PRG first.

 

So what if someone is in the 700+ would it matter what order you go in then?

Message 11 of 48
Anonymous
Not applicable

Re: Minimum score for AMEX?

Ok with your advice I will apply for the PRG. Hopefully everything goes well. Have to unfreeze EX first. Appreciate your advice! And the truth! Will update hopefully soon!
Message 12 of 48
myjourney
Super Contributor

Re: Minimum score for AMEX?


@Anonymous wrote:

I got you cause there score is borderline for a charge card its better to get the PRG first.

 

So what if someone is in the 700+ would it matter what order you go in then?


I'd need more info on their profile but yes 700 scores would be one positive element to start with 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 13 of 48
myjourney
Super Contributor

Re: Minimum score for AMEX?


@Anonymous wrote:
Ok with your advice I will apply for the PRG. Hopefully everything goes well. Have to unfreeze EX first. Appreciate your advice! And the truth! Will update hopefully soon!

Good luck and pls let us know the results but I'm pretty certain your good to go...50k offer now no less Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 14 of 48
Anonymous
Not applicable

Re: Minimum score for AMEX?

700+ EXP

Inq over 1 yr old- 4

Inq under 1 yr old- 1

 

No Baddies.

UTI%: 15%-20%

 

2 Car Loans

2 Installment Loans Paid off

2 Credit Cards

 

 

Yes I will be interested to see if you can get both cards.

Message 15 of 48
myjourney
Super Contributor

Re: Minimum score for AMEX?


@Anonymous wrote:

700+ EXP

Inq over 1 yr old- 4

Inq under 1 yr old- 1

 

No Baddies.

UTI%: 15%-20%

 

2 Car Loans

2 Installment Loans Paid off

2 Credit Cards

 

 

Yes I will be interested to see if you can get both cards.


LOL oh your profile ....sucker punched me huh LOL

Same 2 cards as OP?

HP's on EX EQ?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 16 of 48
Anonymous
Not applicable

Re: Minimum score for AMEX?

And get the PREFERRED versions of the Everyday or Blue. waived fee for first year. Take advantage of the better rewards etc and pc etc after first year if you want to avoid fee unless it makes sense to you and is worth it; rewards vs AF

Message 17 of 48
Anonymous
Not applicable

Re: Minimum score for AMEX?

LOL Yup you have keep your head on a swival.

 

They pull EXP in my state.

 

Also havent app for a CC in 2 years, just had a HP this month on USBank CC they said SP and checked the next day and it was a HP

Message 18 of 48
Anonymous
Not applicable

Re: Minimum score for AMEX?

Also I was approved for blue+prg w EX score of 677, 3 new accounts this year 12 in the past 12 months and about 26 inq's, util at 20%

Message 19 of 48
myjourney
Super Contributor

Re: Minimum score for AMEX?


@Anonymous wrote:

LOL Yup you have keep your head on a swival.

 

They pull EXP in my state.

 

Also havent app for a CC in 2 years, just had a HP this month on USBank CC they said SP and checked the next day and it was a HP


Yes US is known for that 

Final question cards you have now and limits? but so far I like what I see for your chances 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 20 of 48
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