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More than one CC app in a day?

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Anonymous
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More than one CC app in a day?

I was wondering should I apply for more than one CC in a day..... got a pre approval  then approval on one this morning was wondering if I should apply for another from a different bank and if not how long should I wait?

Message 1 of 7
6 REPLIES 6
Anonymous
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Re: More than one CC app in a day?

Really depends on your situation. I've app'd for 4 cards in a day, some people here do that while they're drinking their morning coffee, others app for one and then don't app for anything for 2 years.

What are you trying to accomplish? Which cards do you want? What'd you just app for? What's your AAoA?

Based on the info you've given us, I'd say, if the card you just app'd for is a Barclaycard, wait a while.
Message 2 of 7
Anonymous
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Re: More than one CC app in a day?

It depends like PP said. If you have them in mind already I don't see why not just get them all done at once. I try to do mine that way or within a few days of each other. If you are jus tapping to get as many in one day with no reason, then I say wait.

Message 3 of 7
Anonymous
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Re: More than one CC app in a day?

Im embarass to say this but I apped for 12 ones in one day and just took what I got Smiley Happy It did hit my score by -7 points after all said and done. But when 1 card reported open my score went up +16 points so I think I'm still +9 ahead. Good luck to whatever you are trying to accomplish!

Message 4 of 7
Anonymous
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Re: More than one CC app in a day?


@Anonymous wrote:

Im embarass to say this but I apped for 12 ones in one day and just took what I got Smiley Happy It did hit my score by -7 points after all said and done. But when 1 card reported open my score went up +16 points so I think I'm still +9 ahead. Good luck to whatever you are trying to accomplish!


wow 12 in one day!! I would almost want to try this!

 

how many were you approved for?

Message 5 of 7
Anonymous
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Re: More than one CC app in a day?

@Miado i apped for 12 in one day and another 8 the next day Smiley Happy lol, I was approved for 8 and denied on 12 Smiley Happy 40% approval hahaha... now I need to hide my behind for 2 years to get this off my plate ... I atleast tried and I certainly had some fun when I did it... it's definitely like Russian Roulette but I knew that I will be declined... for some or most of it afterwards!

Message 6 of 7
RonM21
Valued Contributor

Re: More than one CC app in a day?

Welcome OP! I think you can do it, assuming your profile wasn't hit hard prior to this. It really is different person to person, but if I was going to do another one, I'd do it now.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 7 of 7
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