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Most cards you've been approved for in one day?

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MrDFinance
Established Contributor

Re: Most cards you've been approved for in one day?

2 cards in one day... 5 cards in one week is the max I've ever been approved for and will probably be the last time I do that...... Started the spree with only 2 inquires across all agencies and 0% Utilization
Message 11 of 20
Pikaboo-icu
Valued Contributor

Re: Most cards you've been approved for in one day?

One

 

I've always put some time between apps, months in fact.

This has thus far protected me against any AA from my lenders, however, it's killed my AAoA and date of most recent account.

If there were a rating lower than POOR, that would be me.. In fact, I would be rated at ABYSMAL.   aaaa OMG.gif

 

My scores take a hit for that but I've yet to be denied for anything I've apped for so it works for me.

 

CHEERS

  


Message 12 of 20
AverageJoesCredit
Legendary Contributor

Re: Most cards you've been approved for in one day?

2
Message 13 of 20
audio-disabled
Regular Contributor

Re: Most cards you've been approved for in one day?

Three, today.






$5000 Barclay Apple Visa | $4500 CapitalOne Platinum | $6000 SL CapitalOne VentureOne | $10K SL PenFed Pathfinder | $3500 Wells Fargo Platinum | $9500 BECU Visa
Goals: Grow scores into 700s
Message 14 of 20
Anonymous
Not applicable

Re: Most cards you've been approved for in one day?

2 in one day. 

Message 15 of 20
DaJagman
Regular Contributor

Re: Most cards you've been approved for in one day?

4,  Citi TYP, Ebay Mastercard, Chase Amazon, Bank of America Cash Rewards.  6 months to the day after I exited 5 years of Credit Counseling

FICOs: EX: 840, EQ: 850, TU: 841
Bank of America Cash Rewards 50k
Diners Club Premier 40k
Chase Sapphire Reserve 50k
American Express Platinum NPSL
Discover it 47K
Message 16 of 20
Vegas4Play
Valued Contributor

Re: Most cards you've been approved for in one day?

Nine month old cards opened 11/1 and 8 month old card opened 12/1. Which is probably why US Bank gave me a 500.00 limit on cash plus  and would not raise it on recon. Then denied me for Altitude for to many inquires and 4 new accounts reporting at the time. Another reason I am in the garden until Dec. 2019.
 
Chase Ink
9 mos
Chase Card
9 mos
Citicards Cbna
9 mos
Fifth Third Bank
9 mos
Fifth Third Bank
9 mos
Bank Of America
9 mos
Pentagon - Bankcard
9 mos
Bank Of America
9 mos
Citicards Cbna
9 mos
Us Bank
8 mos
Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 17 of 20
Meanmchine
Super Contributor

Re: Most cards you've been approved for in one day?

12/23/2014 - I noticed that Synchrony liked me so I googled "List of Synchrony credit cards "  Apped for probably 8-10 cards. Denied for all the bankcards. Approved for 5 store cards. I would have been approved for a sixth store card but I chickened out of the verification phone call for my last app

 

TU at the time somewhere around 675

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2025 All 3 reports 845 - 850(F8) F9s = all 850 but my app finger is still twitching
Message 18 of 20
Anonymous
Not applicable

Re: Most cards you've been approved for in one day?


@Anonymous wrote:
I’m going to reply to this, but not as a challenge, brag, or to get congratulations, rather as a cautionary tale.

In January of this year I was approved for 7 cards in a spree: Chase Sapphire Preferred, USAA Cash Back Rewards Plus American Express, American Express Blue Cash Everyday, Chase Freedom, HSBC Cash Rewards Mastercard, Citi Double Cash Mastercard, and Discover It Cashback Match.

I was very pleased with myself and proud of my achievement. Soon though my pride turned to regret as I was contacted by Chase and told (even before the cards arrived) that those accounts had been closed. I called in a panic, trying to be calm, and asked what the issue was. My “app spree” had caused them to raise my internal risk due to the credit seeking behavior. I stated my case and explained that I was just trying to diversify my portfolio, improve my utilization , and ultimately increase my credit scores in order to hopefully be able to buy a home in a couple of years. Fortunately for me I was transferred to a senior underwriter/loan officer who spoke with me for about 30-45 minutes about numerous aspects of my credit history, finances, employment, pay, goals, background, and told he would further review and I would be notified of the reconsideration request in about a week. Needless to say I was rather despondent for almost a week. Then on Thursday of the following week I got a call from Chase telling me my accounts and original SLs had been reinstated. Whew! I dodged the bullets! It so very easily could have gone the other way, and personally, I won’t do another “app spree,” nor will I advocate for anyone else to do one. I don’t scold or lecture anyone who does, and I happily congratulate anyone who does so successfully, for me though, no more sprees.

I hope that by sharing someone will be able to avoid duplicating my mistake and week+ of anguish and anger at myself for what I saw in myself as foolishness.

As we always hear said around here, YMMV, and I wish everyone the very best of luck in whatever you do and look forward to hearing the happy success stories!

Happy Friday!

Wow, what a story - thanks for sharing your experience! Congrats on the monster spree, and REALLY glad it all worked out!! 

Message 19 of 20
Anonymous
Not applicable

Re: Most cards you've been approved for in one day?

5 new logos in 1 day, including a PC / upgrade.

Message 20 of 20
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