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My First App Spree - Any suggestions?

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Anonymous
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Re: My First App Spree - Any suggestions?


@Anonymous wrote:

you got approved for a QS you really really don't need that secured card. you seem like your rushing things, i didn't see mentioned anywhere what goals you may have. If you want another TL via SP I might suggest a secured loan through Alliant. That diversifies your credit as well. After that I would garden for 6 months to a year. 


You mean, I shouldn't get the OpenSky secured card?   I was starting to rethink that.  Thanks for the recommendation on the Alliant loan. I'll look into that. 

 

I updated my signature with goals. I want a 740+ FICO, to increase my total credit limits to 30k and to get a mortgage in a couple yrs. 

Message 41 of 42
Anonymous
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Re: My First App Spree - Any suggestions?

Another secured card is completely overkill unless you like tying up your cash for no reason. I have one secured card for about 8 months now for $500 and am closing it next week. In the past eight months, I've received 4 unsecured cards. It looks like everyone on this thread is telling you not to get any more secured cards.
Message 42 of 42
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