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NASA FCU Cash Rewards approval rescinded based on POI

micvite
Contributor

NASA FCU Cash Rewards approval rescinded based on POI

Just got approved for the nasa cash rewards, 8800 SL, not sure what to expect next, but I guess we'll see. This is my highest limit to date so I'm pretty excited (did the preapproval first and afterwards decided hey? why not!) The interest rate doesn't matter since I don't plan to ever carry a balance, just nice to add something a bit higher to my profile as I'm building my credit up (short history). Also recently got approved for an 8800 personal loan (will be paying off in 6 mo or so just to show some payment history) from ally that hadn't posted yet, nor did the CLI from citi

 

Scores are currently according to experian: 742 (22 inq) oldest acc 6y 3m, AAOA 2y 11m

Credit karma says:

TU is 706 (32 inq), Oldest acc 6y 2m, AAOA 2y, 4m, newest 6m

EQ is 718 (16 inq) oldest 6y 2m, AAOA 2y 6m, newest 6m

I have one 30 day late from 02/18 on all 3 beaureaus. Current SL are in my sig (citi DC just got bumped from 2500-4000)

Income After tax around 320k/year (not sure if they wanted gross or net for NASA app, so I just put net)

image_2021-04-21_003945.png

 

 

Ex: 742, TU: 726, EQ: 733 03/31/2021
Discover it cashback: $4400
Citi DC: $4000
WF Propel: $2000
Amex BCED: $1000
Amex Gold: $2000
Cap1 QS: $1200
VS CC: $850
Kohls: $700
Synchrony car care: $800
Message 1 of 32
31 REPLIES 31
AllZero
Super Contributor

Re: NASA FCU Cash Rewards approval

Congratulations on your approval!

Message 2 of 32
krisssmmm
Regular Contributor

Re: NASA FCU Cash Rewards approval

Congrats! Were you already a member?

Message 3 of 32
CreditMagic7
Super Contributor

Re: NASA FCU Cash Rewards approval

Congratulations on your NASA approval!

Message 4 of 32
M_Smart007
Epic Contributor

Re: NASA FCU Cash Rewards approval

Congratulations on your NASA approval!

 

I really like the picture on that card!

Message 5 of 32
micvite
Contributor

Re: NASA FCU Cash Rewards approval


@krisssmmm wrote:

Congrats! Were you already a member?


Nope! Just did the preapproval it said 8800 and I was like huh? Let's do it!

 

Also thank you to everyone for the congratulations! Any idea what to expect next?

Ex: 742, TU: 726, EQ: 733 03/31/2021
Discover it cashback: $4400
Citi DC: $4000
WF Propel: $2000
Amex BCED: $1000
Amex Gold: $2000
Cap1 QS: $1200
VS CC: $850
Kohls: $700
Synchrony car care: $800
Message 6 of 32
krisssmmm
Regular Contributor

Re: NASA FCU Cash Rewards approval

Please keep us posted on your experience. The prequal #s are tempting, but I had an an annoying experience trying to create savings acct. This is still on my maybe list tho. 

Message 7 of 32
micvite
Contributor

Re: NASA FCU Cash Rewards approval


@krisssmmm wrote:

Please keep us posted on your experience. The prequal #s are tempting, but I had an an annoying experience trying to create savings acct. This is still on my maybe list tho. 


Alright! Hopefully it won't be an issue haha... I thought it would be sort of like what pen fed did, and I just have to transfer 5$ over. 

Ex: 742, TU: 726, EQ: 733 03/31/2021
Discover it cashback: $4400
Citi DC: $4000
WF Propel: $2000
Amex BCED: $1000
Amex Gold: $2000
Cap1 QS: $1200
VS CC: $850
Kohls: $700
Synchrony car care: $800
Message 8 of 32
M_Smart007
Epic Contributor

Re: NASA FCU Cash Rewards approval


@krisssmmm wrote:

Please keep us posted on your experience. The prequal #s are tempting, but I had an an annoying experience trying to create savings acct. This is still on my maybe list tho. 


@krisssmmm, I am with you on "annoying" pending savings account for 9 days! ..

not even a email from them, let alone a phone call. I am Probably going to just let this one slip off the cliff.

 

Sorry for the OT.

Message 9 of 32
micvite
Contributor

Re: NASA FCU Cash Rewards approval


@M_Smart007 wrote:

@krisssmmm wrote:

Please keep us posted on your experience. The prequal #s are tempting, but I had an an annoying experience trying to create savings acct. This is still on my maybe list tho. 


@krisssmmm, I am with you on "annoying" pending savings account for 9 days! ..

not even a email from them, let alone a phone call. I am Probably gone just let this one slip off the cliff.

 

Sorry for the OT.


Wait a minute, run this by me please? So basically you applied and nothing happened after 9 days regarding your membership with them? Guess I'll give them a call tomorrow to check on mine... they said the next business day day get in contact with me. 

Ex: 742, TU: 726, EQ: 733 03/31/2021
Discover it cashback: $4400
Citi DC: $4000
WF Propel: $2000
Amex BCED: $1000
Amex Gold: $2000
Cap1 QS: $1200
VS CC: $850
Kohls: $700
Synchrony car care: $800
Message 10 of 32
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