NASA FCU Pre-approvals in Phone app

[Anonymous]

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@Gmood1 wrote:

@Anonymous 

They use EX and it's one of the old FICO scoring models.  Probably a mortgage score?

These prequals could be all they use. YMMV

As that was how it used to be with them. I obtained my NASA CC with a SP.

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EX F2 seems to be really strict lol 

[Gmood1]

@Anonymous 

Yeah it is!😂

Though pretty much all of the CUs I've come across that use it or something similar will give you tier 1 rates with a 720 or less.

[Mr_Mojo_Risin]

I'm not a member of NASA but thought I'd go ahead and do the pre-approval, like a myFICO'er would 🤣

Came back pre-approved for the Platinum cash rewards with a 13.9 APR and the 9.9 lifetime BT APR.

Doesn't sound to bad to me. I might have to see if I qualify membership, I would imagine I probably don't though. 

Thanks for posting the info!

[Gmood1]

@Mr_Mojo_Risin 

Anyone can qualify for membership with NASA FCU, if you are a US citizen.

So yeah, you most likely will qualify for membership 😆.

[Mr_Mojo_Risin]

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@Gmood1 wrote:

@Mr_Mojo_Risin 

Anyone can qualify for membership with NASA FCU, if you are a US citizen.

So yeah, you most likely will qualify for membership 😆.

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Haha  I don't know why I didn't look while I was there 😅  Thanks for letting me know 

[FinStar]

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@Gmood1 wrote:

@Mr_Mojo_Risin 

Anyone can qualify for membership with NASA FCU, if you are a US citizen.

So yeah, you most likely will qualify for membership 😆.

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Very interesting.  They've come a long way 😁. 

I wonder how solid these prequalified offers really are @Gmood1?  I still have my membership and CC (from the NASA FOTM back in the day).  I think the max is $50K for CCs, IIRC.

[Gmood1]

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@FinStar wrote:

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@Gmood1 wrote:

@Mr_Mojo_Risin 

Anyone can qualify for membership with NASA FCU, if you are a US citizen.

So yeah, you most likely will qualify for membership 😆.

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Very interesting.  They've come a long way 😁. 

I wonder how solid these prequalified offers really are @Gmood1?  I still have my membership and CC (from the NASA FOTM back in the day).  I think the max is $50K for CCs, IIRC.

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Hey Fin, the max per card is $30k.

I'm not sure how solid these are.

Like you, I got mine when it was the FOTM. And on a SP.

I wonder why they are only pushing one particular CC and not the others?

Offering soft pull pre-approvals is one of the suggestions I gave them on a customer survey.

Maybe there were enough of us that suggested it, to push them to test it.

[FinStar]

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@Gmood1 wrote:

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@FinStar wrote:

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@Gmood1 wrote:

@Mr_Mojo_Risin 

Anyone can qualify for membership with NASA FCU, if you are a US citizen.

So yeah, you most likely will qualify for membership 😆.

---

Very interesting.  They've come a long way 😁. 

I wonder how solid these prequalified offers really are @Gmood1?  I still have my membership and CC (from the NASA FOTM back in the day).  I think the max is $50K for CCs, IIRC.

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Hey Fin, the max per card is $30k.

I'm not sure how solid these are.

Like you, I got mine when it was the FOTM. And on a SP.

I wonder why they are only pushing one particular CC and not the others?

Offering soft pull pre-approvals is one of the suggestions I gave them on a customer survey.

Maybe there were enough of us that suggested it, to push them to test it.

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Well, it sounds like they finally took your feedback and turned it into reality 😜

So, who's going to be the GP? 😎

[Gmood1]

😆. @FinStar 

I was hoping @Mr_Mojo_Risin  would take a run at them. 😁

[CreditCuriosity]

Curse my mortgage process I am in for the next gosh knows how long while house is being built :/..  Least I can watch the fun from the sidelines and shed inquiries in the meantime for a mad app spree in 4th quarter this year.