NFCU CC App

[Jazdown]

Hello, 

I am relativiely new to this wonderful forum. I joined last month and have learned so much. I just opened an account with NFCU and applied for the cash rewards cc and received a messge of your application is being reviewed and I should receive feedback with 24 hrs. Has anyone else received that?? I have a 643 TU/647 EQ665 EX  My TU was used for account not sure what was used for CC app.

BTW since joining I received CLI on Discover IT from $1,400.00 to $2,500, Cerulean $750.00 to $1,150.00 small increases but I'm excited to get some momentum going 

I will be gardening for the next 6 months to get my scores back up to high 680-700,s. I have a 9 yr old BK7 to come off soon hopefully on 2 CRA's

[pizza1]

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@Jazdown wrote:

Hello, 

I am relativiely new to this wonderful forum. I joined last month and have learned so much. I just opened an account with NFCU and applied for the cash rewards cc and received a messge of your application is being reviewed and I should receive feedback with 24 hrs. Has anyone else received that?? I have a 643 TU/647 EQ665 EX  My TU was used for account not sure what was used for CC app.

BTW since joining I received CLI on Discover IT from $1,400.00 to $2,500, Cerulean $750.00 to $1,150.00 small increases but I'm excited to get some momentum going 

I will be gardening for the next 6 months to get my scores back up to high 680-700,s. I have a 9 yr old BK7 to come off soon hopefully on 2 CRA'

Only you and about 1000 other folks, LOL..This is a very common response from them. Youll either log in and see the CC added to your online accts, and get an email saying congrats, or an email with a message available, and itll say declined with the reason letter coming to you in the mail.  Just sit back and wait it out... 

They utilize EQ and TU, so if TU was frozen, and they wanted TU, and not EQ you'll get a call asking you to unfreeze TU. Good luck! 

[Anonymous]

I've had that happen and got approved.

[Jazdown]

I was approved for  $4,300 last month and so excited. I also called them today on a 2nd card but learned as of today 12/18/2017,  NFCU will be a HP on  CC app's past a 24 hr period. If I applied for multiple cards prior to today they wouldve used the same CR. New Rule you only have 24 hrs to use the same credit pull. I will wait til Feb to apply for my 2nd card with NFCU which is what was recommended by the representative. She recommended at least a 90 day history before applying for second card. 

[Jazdown]

Glad to report  I WAS APPROVED $4,300!!!!