Hello,
May I ask how you got rid of your baddies? I have 4 left on my reports and they are not budging. Any suggestions would be great. Congratulations on your success! I'm happy for you
@Anonymous wrote:Hello,
May I ask how you got rid of your baddies? I have 4 left on my reports and they are not budging. Any suggestions would be great. Congratulations on your success! I'm happy for you
You're welcome to make a thread in the rebuilding your credit subforum for assistance. This thread is not the place for that discussion .
@Anonymous wrote:I also just noticed that this post was saved under the wrong thread. I was asking someone else. Goodness, technology..
Welcome to My Fico forums, @Anonymous.
Yes, it takes awhile to learn the forum protocols and rules.
Generally, staying on-topic for the original message in the thread (versus off-topic, sometimes abbreviationed "OT") is important. It keeps the conversations more narrowly-focused and makes it easier for members to find relevant information. Besides limiting off-topic discussion or posting a new topic/question in the appropriate forum, here's a couple of other tips for you.
You made the common newbie mistake of posting a question without referencing a prior posting or a member name. That adds to confusion in the thread about who you're talking to and about what. To reply to a particular member's comments, select the REPLY button directly below and to the right of THAT particular posting. Then look for the "QUOTE" button in the upper right of your screen. Once you hit that, it posts the full comments of that member's message in your text box. You can then edit that text to shorten it to the applicable text or highlight what you're referencing. It posts the results above your posting as you type your reply below it.
Another way to comment or question without quoting is to use the "@" sign. If you type "@" in your text box, it opens a dialogue box with members who have recently replied to the thread. If you don't see the name, start typing a My Fico user name. It will automatically update as you type and refine. So you can even give a "shout-out" to members who haven't replied to that thread already. In my reply above, I used both the quote and "@" techniques. When someone mentions you with an "@", you'll see the mention in your Notifications summary at the top right of your screen.
Another tip if you have a specific off-topic question would be to Private Message the member directly. Click on the member's name to go to their profile; click on the "Send A Message" button in the upper right of your screen; then type your reply. You can go to your private messages from the envelope icon in the upper right of your screen.
Hope this helps and welcome to My Fico.
@ficobuilder923 wrote:@Curious_George2 or anyone else, do we know if the 6 month CLI window is now back down to 3 months? If 3 months, I'll apply for both tonight. :-)
@ficobuilder923, from my understanding, the 3-month CLI window was only for the first CLI and never changed. The six-month was for subsequent CLIs after the first one and never changed. The only pandemic change was maximum CLI had decreased from $8K to $4K and is now as high as $8K again.
@Aim_High wrote:
@AverageJoesCredit wrote:Approved 8k on Plat #3 , $15k new limit, $7k previous (original limit $3k) ... Pushes my overall exposure to $51k. Goal achieved 👏
Wow, a huge congratulations on the latest CLI and achieving your goal, @AverageJoesCredit!
Well done!
Thanks @Aim_High much appreciated. May be doing some big carry to help out my Dad so hope it works
I requested an increase to $20k on my Flagship card with Navy last night and around midday today, I checked my account and it now reflects that they gave me $8k. Yayyyyy!!! This is the fastest process time on a credit limit increase that I've experienced with them thus far.