@Aim_High wrote:
@Anonymous wrote:I also just noticed that this post was saved under the wrong thread. I was asking someone else. Goodness, technology..
Welcome to My Fico forums, @Anonymous.
Yes, it takes awhile to learn the forum protocols and rules.
Generally, staying on-topic for the original message in the thread (versus off-topic, sometimes abbreviationed "OT") is important. It keeps the conversations more narrowly-focused and makes it easier for members to find relevant information. Besides limiting off-topic discussion or posting a new topic/question in the appropriate forum, here's a couple of other tips for you.
You made the common newbie mistake of posting a question without referencing a prior posting or a member name. That adds to confusion in the thread about who you're talking to and about what. To reply to a particular member's comments, select the REPLY button directly below and to the right of THAT particular posting. Then look for the "QUOTE" button in the upper right of your screen. Once you hit that, it posts the full comments of that member's message in your text box. You can then edit that text to shorten it to the applicable text or highlight what you're referencing. It posts the results above your posting as you type your reply below it.
Another way to comment or question without quoting is to use the "@" sign. If you type "@" in your text box, it opens a dialogue box with members who have recently replied to the thread. If you don't see the name, start typing a My Fico user name. It will automatically update as you type and refine. So you can even give a "shout-out" to members who haven't replied to that thread already. In my reply above, I used both the quote and "@" techniques. When someone mentions you with an "@", you'll see the mention in your Notifications summary at the top right of your screen.
Another tip if you have a specific off-topic question would be to Private Message the member directly. Click on the member's name to go to their profile; click on the "Send A Message" button in the upper right of your screen; then type your reply. You can go to your private messages from the envelope icon in the upper right of your screen.
Hope this helps and welcome to My Fico.
Thank you for this excellent response! I can't tell you how much I appreciate it. I hit "quote" and am responding correctly this evening
@ficobuilder923 wrote:Thanks @Aim_High, so 6 months then. On the card I want to cli, I had its total limit reduced in March and moved to another card. Do you think that reset the clock on my cli? Previous cli before that was 9 months ago from today.
Moving the CL makes it a little more confusing @ficobuilder923 but from my understanding, you should focus on the last CLI from above. If you've been 9 months since last CLI on either card, you should actually be good to ask for a CLI on *BOTH* of those cards if they are still open! 
But no, I don't believe moving a CL resets any clock on a CLI. Hopefully, others who know for sure one way or the other will chime in.
@Aim_High wrote:
@ficobuilder923 wrote:Thanks @Aim_High, so 6 months then. On the card I want to cli, I had its total limit reduced in March and moved to another card. Do you think that reset the clock on my cli? Previous cli before that was 9 months ago from today.
Moving the CL makes it a little more confusing @ficobuilder923 but from my understanding, you should focus on the last CLI from above. If you've been 9 months since last CLI on either card, you should actually be good to ask for a CLI on *BOTH* of those cards if they are still open!
I've always read whenever there was a reallocation of CL, both cards involved would be reset due to change in CL on each.
Hopefully I didn't make that confusing lol.
@Mr_Mojo_Risin wrote:
@Aim_High wrote:
@ficobuilder923 wrote:Thanks @Aim_High, so 6 months then. On the card I want to cli, I had its total limit reduced in March and moved to another card. Do you think that reset the clock on my cli? Previous cli before that was 9 months ago from today.
... But no, I don't believe moving a CL resets any clock on a CLI. Hopefully, others who know for sure one way or the other will chime in.
I've always read whenever there was a reallocation of CL, both cards involved would be reset due to change in CL on each.
Hopefully I didn't make that confusing lol.
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@AverageJoesCredit wrote:
Any change to a credit line resets the clock, on both cards.
Thanks @Mr_Mojo_Risin and @AverageJoesCredit for that clarification! I wasn't sure. Still, it appears that with nine months since last CLI, both cards would now be eligible for an increase, correct?
@Aim_High wrote:@Mr_Mojo_Risin wrote:
@Aim_High wrote:
@ficobuilder923 wrote:Thanks @Aim_High, so 6 months then. On the card I want to cli, I had its total limit reduced in March and moved to another card. Do you think that reset the clock on my cli? Previous cli before that was 9 months ago from today.
... But no, I don't believe moving a CL resets any clock on a CLI. Hopefully, others who know for sure one way or the other will chime in.
I've always read whenever there was a reallocation of CL, both cards involved would be reset due to change in CL on each.
Hopefully I didn't make that confusing lol.
= = = = = = = = = = = = = = =
@AverageJoesCredit wrote:
Any change to a credit line resets the clock, on both cards.
Thanks @Mr_Mojo_Risin and @AverageJoesCredit for that clarification! I wasnt' sure. Still, it appears that with nine months since last CLI, both cards would now be eligible for an increase, correct?
If you reallocated funds in March from, the card you want a CLI on, it has NOT been 181 days. I would wait til September.
Edit: Mr_Mojo_Risin already answered
@Anonymous wrote:I'll do that right now. My apologies, I'm just learning the ropes.
It's not a problem. We're just trying to keep this thread from growing out of control. Thanks for understanding @Anonymous
