No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Total80sKid wrote:
Congrats.
Was the auto increase right when your 3rd statement generated or dates after?
I got my nRewards in July as well and my 3rd statement will be cutting tomorrow.
Yes, my 3rd statement cut today on 10/9/21 and included CLI.
@Bankrupt2019 wrote:
"- Credit cards are limited to ~$1,000 credit limits for the first 2 years after bankruptcy discharge."
this is definitely not accurate. I haven't quite hit my 2 year mark and have just under $30k in limits split between 2 cards.
was your bk 7 or 13?
do you have a high household income?
@SUPERSQUID wrote:
@Bankrupt2019 wrote:
"- Credit cards are limited to ~$1,000 credit limits for the first 2 years after bankruptcy discharge."
this is definitely not accurate. I haven't quite hit my 2 year mark and have just under $30k in limits split between 2 cards.was your bk 7 or 13?
do you have a high household income?
BK13 and income is $150k
@SUPERSQUID wrote:
@Bankrupt2019 wrote:
"- Credit cards are limited to ~$1,000 credit limits for the first 2 years after bankruptcy discharge."
this is definitely not accurate. I haven't quite hit my 2 year mark and have just under $30k in limits split between 2 cards.was your bk 7 or 13?
do you have a high household income?
$105k and CH7











@FLLGuy wrote:
@Total80sKid wrote:
Congrats.
Was the auto increase right when your 3rd statement generated or dates after?
I got my nRewards in July as well and my 3rd statement will be cutting tomorrow.
Yes, my 3rd statement cut today on 10/9/21 and included CLI.
Guess I don't get an increase. Bummer.
I've been babying this card and paying it off multiple times, never going over 30% used and my TU9 is over 700.
Oh well.
@Total80sKid wrote:
@FLLGuy wrote:
@Total80sKid wrote:
Congrats.
Was the auto increase right when your 3rd statement generated or dates after?
I got my nRewards in July as well and my 3rd statement will be cutting tomorrow.
Yes, my 3rd statement cut today on 10/9/21 and included CLI.
Guess I don't get an increase. Bummer.
I've been babying this card and paying it off multiple times, never going over 30% used and my TU9 is over 700.
Oh well.
@Total80sKid - Oh Man! Sorry to hear nothing through "YET". Emphasizing on the word "YET" since it will eventually come. No biggie if nothing on the first 91 days / 3rd Stmt. Let's look forward to the 6month point maybe you'll get something there - i'm hoping to get the popular graudation everyont talks about from secured ($200) to unsecured ($2000). Just hang on - this is like your popular ride at the amusement park waiting in those long lines then once you get on and get to the end -- you were so glad you waited. Then you go back for seconds. *side note* reading your name i'm sure you'll remember when the Griswold's went to Walley World.... that's all i had.
hope you followed my analogy - it's not great but you catch my drift. ![]()
@FLLGuy wrote:
@Total80sKid wrote:
@FLLGuy wrote:
@Total80sKid wrote:
Congrats.
Was the auto increase right when your 3rd statement generated or dates after?
I got my nRewards in July as well and my 3rd statement will be cutting tomorrow.
Yes, my 3rd statement cut today on 10/9/21 and included CLI.
Guess I don't get an increase. Bummer.
I've been babying this card and paying it off multiple times, never going over 30% used and my TU9 is over 700.
Oh well.
@Total80sKid - Oh Man! Sorry to hear nothing through "YET". Emphasizing on the word "YET" since it will eventually come. No biggie if nothing on the first 91 days / 3rd Stmt. Let's look forward to the 6month point maybe you'll get something there - i'm hoping to get the popular graudation everyont talks about from secured ($200) to unsecured ($2000). Just hang on - this is like your popular ride at the amusement park waiting in those long lines then once you get on and get to the end -- you were so glad you waited. Then you go back for seconds. *side note* reading your name i'm sure you'll remember when the Griswold's went to Walley World.... that's all i had.
hope you followed my analogy - it's not great but you catch my drift.
Trying to stay positive, but it just makes me want to sock drawer the card and wait for my 12 months to apply for an unsecured card.
Navy FCU More Rewards approved.
SL $25,000 @ 9.65%
TU9 ~690-695
TU8 ~670
TU inq 3/6, 6/12, 11/24
util 5%
DTI 22%
ETA util and DTI and correct APR
@NotRalphKramden wrote:Navy FCU More Rewards approved.
SL $25,000 @ 6.95%
TU9 ~690-695
TU8 ~670
TU inq 3/6, 6/12, 11/24
util 5%
DTI 22%
ETA util and DTI
Did you mean 9.65% APR?
@800wannabe420 wrote:
@NotRalphKramden wrote:Navy FCU More Rewards approved.
SL $25,000 @ 6.95%
TU9 ~690-695
TU8 ~670
TU inq 3/6, 6/12, 11/24
util 5%
DTI 22%
ETA util and DTI
Did you mean 9.65% APR?
I did indeed. I will edit.