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Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products

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FLLGuy
Established Contributor

Re: Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products


@Total80sKid wrote:

@FLLGuy 


Congrats.

 

Was the auto increase right when your 3rd statement generated or dates after?

 

I got my nRewards in July as well and my 3rd statement will be cutting tomorrow.


Yes, my 3rd statement cut today on 10/9/21 and included CLI.




Message 601 of 1,576
SUPERSQUID
Valued Contributor

Re: Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products


@Bankrupt2019 wrote:

@Brian_Earl_Spilner 

 

"- Credit cards are limited to ~$1,000 credit limits for the first 2 years after bankruptcy discharge."


this is definitely not accurate. I haven't quite hit my 2 year mark and have just under $30k in limits split between 2 cards.


was your bk 7 or 13?

 

do you have a high household income?

Message 602 of 1,576
FLLGuy
Established Contributor

Re: Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products


@SUPERSQUID wrote:

@Bankrupt2019 wrote:

@Brian_Earl_Spilner 

 

"- Credit cards are limited to ~$1,000 credit limits for the first 2 years after bankruptcy discharge."


this is definitely not accurate. I haven't quite hit my 2 year mark and have just under $30k in limits split between 2 cards.


was your bk 7 or 13?

 

do you have a high household income?


@SUPERSQUID:

 

BK13 and income is $150k




Message 603 of 1,576
Bankrupt2019
Established Contributor

Re: Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products


@SUPERSQUID wrote:

@Bankrupt2019 wrote:

@Brian_Earl_Spilner 

 

"- Credit cards are limited to ~$1,000 credit limits for the first 2 years after bankruptcy discharge."


this is definitely not accurate. I haven't quite hit my 2 year mark and have just under $30k in limits split between 2 cards.


was your bk 7 or 13?

 

do you have a high household income?


$105k and CH7









Message 604 of 1,576
Total80sKid
Senior Contributor

Re: Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products


@FLLGuy wrote:

@Total80sKid wrote:

@FLLGuy 


Congrats.

 

Was the auto increase right when your 3rd statement generated or dates after?

 

I got my nRewards in July as well and my 3rd statement will be cutting tomorrow.


Yes, my 3rd statement cut today on 10/9/21 and included CLI.



Guess I don't get an increase. Bummer.

 

I've been babying this card and paying it off multiple times, never going over 30% used and my TU9 is over 700.

 

Oh well.

Message 605 of 1,576
FLLGuy
Established Contributor

Re: Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products


@Total80sKid wrote:

@FLLGuy wrote:

@Total80sKid wrote:

@FLLGuy 


Congrats.

 

Was the auto increase right when your 3rd statement generated or dates after?

 

I got my nRewards in July as well and my 3rd statement will be cutting tomorrow.


Yes, my 3rd statement cut today on 10/9/21 and included CLI.



Guess I don't get an increase. Bummer.

 

I've been babying this card and paying it off multiple times, never going over 30% used and my TU9 is over 700.

 

Oh well.


@Total80sKid  - Oh Man!   Sorry to hear nothing through "YET".  Emphasizing on the word "YET" since it will eventually come.  No biggie if nothing on the first 91 days / 3rd Stmt.   Let's look forward to the 6month point maybe you'll get something there - i'm hoping to get the popular graudation everyont talks about from secured ($200) to unsecured ($2000).    Just hang on - this is like  your popular ride at the amusement park waiting in those long lines then once you get on and get to the end -- you were so glad you waited.   Then you go back for seconds.   *side note* reading your name i'm sure you'll remember when the Griswold's went to Walley World.... that's all i had.

hope you followed my analogy - it's not great but you catch my drift. Smiley Happy




Message 606 of 1,576
Total80sKid
Senior Contributor

Re: Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products


@FLLGuy wrote:

@Total80sKid wrote:

@FLLGuy wrote:

@Total80sKid wrote:

@FLLGuy 


Congrats.

 

Was the auto increase right when your 3rd statement generated or dates after?

 

I got my nRewards in July as well and my 3rd statement will be cutting tomorrow.


Yes, my 3rd statement cut today on 10/9/21 and included CLI.



Guess I don't get an increase. Bummer.

 

I've been babying this card and paying it off multiple times, never going over 30% used and my TU9 is over 700.

 

Oh well.


@Total80sKid  - Oh Man!   Sorry to hear nothing through "YET".  Emphasizing on the word "YET" since it will eventually come.  No biggie if nothing on the first 91 days / 3rd Stmt.   Let's look forward to the 6month point maybe you'll get something there - i'm hoping to get the popular graudation everyont talks about from secured ($200) to unsecured ($2000).    Just hang on - this is like  your popular ride at the amusement park waiting in those long lines then once you get on and get to the end -- you were so glad you waited.   Then you go back for seconds.   *side note* reading your name i'm sure you'll remember when the Griswold's went to Walley World.... that's all i had.

hope you followed my analogy - it's not great but you catch my drift. Smiley Happy


Trying to stay positive, but it just makes me want to sock drawer the card and wait for my 12 months to apply for an unsecured card. 

Message 607 of 1,576
NotRalphKramden
New Contributor

Re: Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products

Navy FCU More Rewards approved.

SL $25,000 @ 9.65%

TU9 ~690-695

TU8 ~670

TU inq    3/6, 6/12, 11/24

util 5%

DTI 22%

 

ETA util and DTI and correct APR

Message 608 of 1,576
800wannabe420
Frequent Contributor

Re: Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products


@NotRalphKramden wrote:

Navy FCU More Rewards approved.

SL $25,000 @ 6.95%

TU9 ~690-695

TU8 ~670

TU inq    3/6, 6/12, 11/24

util 5%

DTI 22%

 

ETA util and DTI


@NotRalphKramden

 

Did you  mean 9.65% APR?

Message 609 of 1,576
NotRalphKramden
New Contributor

Re: Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products


@800wannabe420 wrote:

@NotRalphKramden wrote:

Navy FCU More Rewards approved.

SL $25,000 @ 6.95%

TU9 ~690-695

TU8 ~670

TU inq    3/6, 6/12, 11/24

util 5%

DTI 22%

 

ETA util and DTI


@NotRalphKramden

 

Did you  mean 9.65% APR?


I did indeed. I will edit.

Message 610 of 1,576
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