Navy Federal Datapoints Thread for Membership, CLIs, and Credit Card Products

[user979797]

Submitted for the second time. Asked for a smaller increase this time lets see what happens

[Aim_High]

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@user979797 wrote:

Submitted for the second time. Asked for a smaller increase this time lets see what happens

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I don't think that will help in this situation, but let us know if it does @user979797.  When NFCU says you're at "maximum exposure" it's more-or-less a temporary brick wall.  They just aren't ready to open the purse strings further based on the existing relationship and time as a client.  But that is an evolving metric and they've been shown over time to grant additional credit.  Patience is the key. 

[user979797]

It was also denied. You are right I just need to be patient so I'll do that thanks for the advice @Aim_High 

[Meanmchine]

=====  BUMP  =====

What are the cli steps you take to get a bump in your CLOC ?  Mine is sitting current at $500. 

[RealEstateGuy89]

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@GoTarHeels wrote:

Hello all,

Has anyone with the Flagship had their Amazon Prime subscription reimbursed again this year?  I've had it the last 2 years and am hoping they do it again this year.  It's definitely made keeping the card worth it for me.

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I've had my flagship card credited three times so far for the Amazon prime subscription.  I did have to call to remind them to credit the card the second time around because their computers must not have picked it up. It was like 10 months later and I caught it and they still credited it though, which I thought was very nice.

I agree, I hope they keep doing it as well, because if they quit, I would have to rethink about whether it was worth holding onto the card for the annual fee myself, or trying to product change/close the account.

[JoeRockhead]

@Meanmchine from what I've seen and read, it has to be done through SM or phone call and likely to be a HP (for sure by phone). Other bad news is that large CLOCs now seem to be very rare with Navy so they might only give you another $500. Might not be worth the HP. 

[Meanmchine]

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@RealEstateGuy89 wrote:

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@GoTarHeels wrote:

Hello all,

Has anyone with the Flagship had their Amazon Prime subscription reimbursed again this year?  I've had it the last 2 years and am hoping they do it again this year.  It's definitely made keeping the card worth it for me.

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I've had my flagship card credited three times so far for the Amazon prime subscription.  I did have to call to remind them to credit the card the second time around because their computers must not have picked it up. It was like 10 months later and I caught it and they still credited it though, which I thought was very nice.

I agree, I hope they keep doing it as well, because if they quit, I would have to rethink about whether it was worth holding onto the card for the annual fee myself, or trying to product change/close the account.

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From NFCU website. I would love if this offer renews every year

4

Offer applies only to annual Amazon Prime memberships. Not valid for recurring membership monthly payment option or Amazon Prime Student. Annual membership must be purchased by 01/01/2025. Offer valid for your Visa Signature® Flagship Rewards Credit Card and is not transferable. Limit of one promotional offer per card. Please allow 6–8 weeks after the membership is renewed or opened for the statement credit to post to your account. Navy Federal reserves the right to end or modify this offer at any time without notice.

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[Meanmchine]

@JoeRockhead 

Thanks for the heads up !!

And the Cowboys are still eliminated

[GZG]

I product changed to the flagship, Navy automatically credited me back the AF, and said I would get the AF free for the first year and I also got the Amazon credit credited to me in less than a week. 

[butterpecan]

How soon can you request to PC to another card? 

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@GZG wrote:

I product changed to the flagship, Navy automatically credited me back the AF, and said I would get the AF free for the first year and I also got the Amazon credit credited to me in less than a week. 

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