Navy Federal Thread for CLI and Additional Cards

[Anonymous]

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wrote:
Jago, like Rob S would say, U can DO IT

Tomorrow is official 1 year with my Plat. Apr redux try #3 up to bat

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[Anonymous]

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wrote:
Jago, like Rob S would say, U can DO IT

Tomorrow is official 1 year with my Plat. Apr redux try #3 up to bat

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@Anonymous, when they give you that APR reduction hopefully they'll throw in a nice CLI as well to apologize for how stingy they've been since July!!

[AverageJoesCredit]

That would be sweet Wade

Ive been holding off the bt from Boa until i see if they can reduce my apr.

Question, should i ask for both cards or just the Plat? Thanks guys

[Anonymous]

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wrote:

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wrote:
Jago, like Rob S would say, U can DO IT

Tomorrow is official 1 year with my Plat. Apr redux try #3 up to bat

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@Anonymous, when they give you that APR reduction hopefully they'll throw in a nice CLI as well to apologize for how stingy they've been since July!!

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is the APR reduction auto or you need to request? 

[Anonymous]

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wrote:
That would be sweet Wade

Ive been holding off the bt from Boa until i see if they can reduce my apr.

Question, should i ask for both cards or just the Plat? Thanks guys

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@Anonymous...here's just something to think over (maybe) lol! 

I don't remember what your limits are on the 2 NFCU cards and depending on how much you would ideally like to transfer from BoA...

@If the info the CSR gave @Jago is still something NFCU is willing to do, is there any chance that you could lower the CL on one of the cards to the minimum ($500) and move the rest of that CL to the other card. If that combined new CL covers (or comes close) to the amount you want to transfer, you are still good for the zero BT offer. Just a thought my friend...

Regarding the rate reduction, IMHO I would ask for it on both. Just my 8 cents lol!!

[Anonymous]

@FICOPath, we need to request the reduction and we can go for it every year.

Happy weekend!

[Anonymous]

oops few years in havent requested one yet! do you just send a message and ask for all your CC APRs reduced? What about CLOC? sorry about my huge credit card images havent been on in years idk what happened to them lol they grew!

[AverageJoesCredit]

FICOpath, haha, i love your UN

Dont change your images they look awesome on my mobile. That Virgin Atlantic card looks classy

Yup, just sm them . Im gonna hit them up tomorrow.

Wade, Plat at 5k. CASH Rewards at 7.5k .

Total debt on Boa BBR $5400. Need to pay around $2400 by April 9 th. Im hoping ill be able to knock all that off by end of year barring no more hurricanes. But having til next Feb could be good . Was thinking of bting the $2400 but im sure the other 0% promos most likely up by Sept or Oct so maybe just best to bt all over. Thoughts?

[Anonymous]

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wrote:
FICOpath, haha, i love your UN

Dont change your images they look awesome on my mobile. That Virgin Atlantic card looks classy

Yup, just sm them . Im gonna hit them up tomorrow.

Wade, Plat at 5k. CASH Rewards at 7.5k .

Total debt on Boa BBR $5400. Need to pay around $2400 by April 9 th. Im hoping ill be able to knock all that off by end of year barring no more hurricanes. But having til next Feb could be good . Was thinking of bting the $2400 but im sure the other 0% promos most likely up by Sept or Oct so maybe just best to bt all over. Thoughts?

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thnx :-p 

CLOC can have apr reduced as well? lol thanks for clarifying

[Anonymous]

@FICOPath, I thought the card images in your siggy were so big because your CL's are so huge...you're my new idol lol!!

@AJC mentioned that you just send a SM and ask for the reduction on the cards but it's my understanding that whatever rate your CLOC starts at is always the rate, fortunately or unfortunately. In my case it's the later ha ha!!

Wishing you all the best with the requests for the card reductions! Let us know how it goes!