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Navy Federal Thread for CLI and Additional Cards

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SG43
Regular Contributor

Re: Navy Federal Thread for CLI and Additional Cards

Any luck @Wavester64 



Open Installments - Nfcu Auto (51% Left)
Closed Installments - Cap 1 Auto, Chase Auto, Prosperity Bank Secured
Closed Revolvers - Nfcu Plat V, NFCU Plat MC, Citi Simp, Citi DC, Citi DP, Cap1 Plat, Cap1 V1, Chase FU, First Premier, Capital1 Quicksilver, BBVA/PNC Points, Apple Card GS, Discover IT
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Message 14271 of 17,187
EverForward
Established Contributor

Re: Navy Federal Thread for CLI and Additional Cards

@Anonymous Thanks! I initially had the same plan, app for More Rewards, then app for CLI on my new cashRewards, but now that it's actually here not sure. I just picked my my Discover Secured CC in May and my BBVA ClearPoints in June so have to ponder on this a bit. Good thing is my Cap One Platinum CL is in process of auto CLI from $500 to $750 due to their CreditSteps program. I also need to convert that Platinum CC to a QuickSilver.

Message 14272 of 17,187
Wavester64
Valued Contributor

Re: Navy Federal Thread for CLI and Additional Cards


@SG43 wrote:

Any luck @Wavester64 


Not yet - still waiting patientlySmiley Happy






Potential Future Cards

Closed Accounts
Message 14273 of 17,187
Anonymous
Not applicable

Re: Navy Federal Thread for CLI and Additional Cards

@EverForward 

Congrats on the graduation and the nice bump! Whichever way you decide to go, you've done a great job with your rebuild. You must be very happy with the progress! Well done!! Smiley LOL

Message 14274 of 17,187
Anonymous
Not applicable

Re: Navy Federal Thread for CLI and Additional Cards

@Wavester64 

Sending good thoughts in your direction. Smiley Wink

Message 14275 of 17,187
Wavester64
Valued Contributor

Re: Navy Federal Thread for CLI and Additional Cards


@Anonymous wrote:

@Wavester64 

Sending good thoughts in your direction. Smiley Wink


Thanks @Anonymous Smiley Wink






Potential Future Cards

Closed Accounts
Message 14276 of 17,187
Girlzilla88
Valued Contributor

Re: Navy Federal Thread for CLI and Additional Cards

@Wavester64    They did that to me as well I want to say I apped Thursday for the CLI but it said 48 hours and when I reached out Saturday she said they are reviewing it and it may take 48 more hours but since they were there Saturday it would likely be Monday/Tuesday before I knew and when I checked my ACL Monday afternoon it showed the increase before it happened (something like that I may have gotten the exact days off but it updated online before they let me know)    Good Luck to you Smiley Very Happy







Message 14277 of 17,187
M_Smart007
Legendary Contributor

Re: Navy Federal Thread for CLI and Additional Cards


@EverForward wrote:

Good Morning,

 

Last night, I noticed my NFCU nRewards CL increased from $300 to $2,000, but the available limit was still $300. This morning it's now reflected as a CashRewards CC with the full available limit of $2,000. Yeah!! 😀

 

It's been roughly 6 months since I opened it on 2/18/2020. I use the card actively along with my checking and savings accounts. My utilization at statement cut always less than 3% and PIF.

 

Now the $6m dollar question, do I ask for a CLI, app for a 2nd card, or simply let it resonate for awhile? I'm leaning towards the later.

 

I already consider myself very fortunate to be this far along. I just started my rebuild January of this year, after filing Ch7 12/2018, and have 4 CC already with total CL of $5,500. Next year, I'll pursue an SSL to replace my Self loan.

 


@EverForward, Congrats on your Graduation and new Card/CL thumbs up.jpg

Message 14278 of 17,187
Anonymous
Not applicable

Re: Navy Federal Thread for CLI and Additional Cards

Hey, @M_Smart007 ...long time, no speak. Smiley Very Happy

 

I'm reposting my question here for everyone because I've looked in this amazing thread and elsewhere for an answer but can't find one...

 

Does an auto CLI reset the CLI timeline?

 

(appreciatively) received a $1,500 auto increase 7 weeks before the 6 month mark, when I had planned to request a larger CLI. 

 

Do I call it good for another 6 months or should I try again in 7 weeks? 

Message 14279 of 17,187
Anonymous
Not applicable

Re: Navy Federal Thread for CLI and Additional Cards

Apologise if this is off topic, but successful APR reduction! 5.99%! Platinum. One year anniversary. 

Message 14280 of 17,187
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