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Navy Federal Thread for CLI and Additional Cards

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PlenopticAeon
Established Member

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


@Mr_Mojo_Risin wrote:

@PlenopticAeon wrote:

Thank you!  I'm going to use it as my daily driver (and use my Rewards Card for anything that only counts as 1%)

Yeah I wasn't paying attention and it's exactly what I did (request$500 rather than my intention of request a total credit limitof 33,500 from my SL of @$25,000  (just to see if I could break through the current $4000 wall) 

 

Do you think it still has a chance of getting approved for the limit I wanted?  Or will I just have to accept and wait for 6 months?


As @Falcon9  suggested, sending them a message from the app or website explaining your situation could yield positive results. Couldn't hurt. 

Good luck, let us know what you decide! 


I called the number and the agent submitted my request for a $29,000 total credit limit amount. I wanted to play it safe and just go with the 4,000$ increase (as he mentioned the $33,000 request was declined, since we're all confirming that they're not approving anything more than 4k , however the erroneous $25,500 was accepted)  I've confirmed the $25,500 showing on my Account Management page but I'm confident I would have been approved for the $4,000 increase if I did it the first time around.

 

He sent communication to request the cancellation of the first amount so I'm hoping they understand. At this point I'll have to wait 1-3 days or until something updates on my account profile.  I'll submit any updates as they come. Thanks for the replies and the well wishes. 

Message 16311 of 17,187
Mr_Mojo_Risin
Senior Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


@PlenopticAeon wrote:

@Mr_Mojo_Risin wrote:

@PlenopticAeon wrote:

Thank you!  I'm going to use it as my daily driver (and use my Rewards Card for anything that only counts as 1%)

Yeah I wasn't paying attention and it's exactly what I did (request$500 rather than my intention of request a total credit limitof 33,500 from my SL of @$25,000  (just to see if I could break through the current $4000 wall) 

 

Do you think it still has a chance of getting approved for the limit I wanted?  Or will I just have to accept and wait for 6 months?


As @Falcon9  suggested, sending them a message from the app or website explaining your situation could yield positive results. Couldn't hurt. 

Good luck, let us know what you decide! 


I called the number and the agent submitted my request for a $29,000 total credit limit amount. I wanted to play it safe and just go with the 4,000$ increase (as he mentioned the $33,000 request was declined, since we're all confirming that they're not approving anything more than 4k , however the erroneous $25,500 was accepted)  I've confirmed the $25,500 showing on my Account Management page but I'm confident I would have been approved for the $4,000 increase if I did it the first time around.

 

He sent communication to request the cancellation of the first amount so I'm hoping they understand. At this point I'll have to wait 1-3 days or until something updates on my account profile.  I'll submit any updates as they come. Thanks for the replies and the well wishes. 


I hoping for a positive result! 

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 16312 of 17,187
PlenopticAeon
Established Member

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


@Mr_Mojo_Risin wrote:

@PlenopticAeon wrote:

@Mr_Mojo_Risin wrote:

@PlenopticAeon wrote:

Thank you!  I'm going to use it as my daily driver (and use my Rewards Card for anything that only counts as 1%)

Yeah I wasn't paying attention and it's exactly what I did (request$500 rather than my intention of request a total credit limitof 33,500 from my SL of @$25,000  (just to see if I could break through the current $4000 wall) 

 

Do you think it still has a chance of getting approved for the limit I wanted?  Or will I just have to accept and wait for 6 months?


As @Falcon9  suggested, sending them a message from the app or website explaining your situation could yield positive results. Couldn't hurt. 

Good luck, let us know what you decide! 


I called the number and the agent submitted my request for a $29,000 total credit limit amount. I wanted to play it safe and just go with the 4,000$ increase (as he mentioned the $33,000 request was declined, since we're all confirming that they're not approving anything more than 4k , however the erroneous $25,500 was accepted)  I've confirmed the $25,500 showing on my Account Management page but I'm confident I would have been approved for the $4,000 increase if I did it the first time around.

 

He sent communication to request the cancellation of the first amount so I'm hoping they understand. At this point I'll have to wait 1-3 days or until something updates on my account profile.  I'll submit any updates as they come. Thanks for the replies and the well wishes. 


I hoping for a positive result! 


It's not looking good--- I received the More Rewards email which included my card info , so added it to my Apple Wallet.  While I was on the phone to get verfication, I asked the phone agent if they saw the previous notes and asked if she was able to see any updates. She indicated that she did see it and that the updated request made by NFCU (I'm guessing for the $29,000 I talked about with the other agent) was declined and I would be receiving a letter indicating the reason.  I still feel that the decline was caused by my submitting the incorrect amount and additional attempts to request another CLI via the app,  however I'm eager to see the letter and will send a recon request accordingly.  The silly thing is that I was really anticipating this date for the CLI (and the app for the More Rewards was just an afterthought) but instead I end up getting the new cc approval but didn't get to request the maximum request due to this avoidable/silly mistake. Smiley Happy

Message 16313 of 17,187
Falcon9
Valued Member

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

"The silly thing is that I was really anticipating this date for the CLI (and the app for the More Rewards was just an afterthought) but instead I end up getting the new cc approval but didn't get to request the maximum request due to this avoidable/silly mistake. "

 

When I got my Platinum card I hosed up a balance transfer twice.  I had to call to have it sorted out.  I screwed up and they held my hand to fix it.

 

Be patient.   You may have to call again.   If they can fix my screwup, they can fix your situation.

 

 

Message 16314 of 17,187
credit8502020
Established Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Thank God I got approved for my 2nd NFCU CC!!!

 

I waited 4 months after getting my 1st NFCU CC (Cash Rewards) to apply for my 2nd NFCU CC (Platinum)

$25,000

5.99%

TU - 744

 

Waited about 2 weeks to request $7k CLI increase via the app. Received $4k increase (Total - $22,000)

 

Stay encouraged all! Thanks to all who shared great data points in this thread! 

 

Message 16315 of 17,187
Girlzilla88
Valued Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

@credit8502020    Woohoo Congrats!!  Smiley Very Happy







Message 16316 of 17,187
credit8502020
Established Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


@Girlzilla88 wrote:

@credit8502020    Woohoo Congrats!!  Smiley Very Happy


@Girlzilla88 Thank you! 

Message 16317 of 17,187
Curious_George2
Valued Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


@credit8502020 wrote:

Thank God I got approved for my 2nd NFCU CC!!!

 

I waited 4 months after getting my 1st NFCU CC (Cash Rewards) to apply for my 2nd NFCU CC (Platinum)

$25,000

5.99%

TU - 744

 

Waited about 2 weeks to request $7k CLI increase via the app. Received $4k increase (Total - $22,000)

 

Stay encouraged all! Thanks to all who shared great data points in this thread! 

 


Nicely done! You maxed out on the 2nd card and the CLI. They luv you!

Message 16318 of 17,187
cashorcharge
Community Leader
Super Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


@credit8502020 wrote:

Thank God I got approved for my 2nd NFCU CC!!!

 

I waited 4 months after getting my 1st NFCU CC (Cash Rewards) to apply for my 2nd NFCU CC (Platinum)

$25,000

5.99%

TU - 744

 

Waited about 2 weeks to request $7k CLI increase via the app. Received $4k increase (Total - $22,000)

 

Stay encouraged all! Thanks to all who shared great data points in this thread! 

 


Nicely done! That's terrific!  Congratulations on your approval!! 🎉🥂

Message 16319 of 17,187
Mr_Mojo_Risin
Senior Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


@credit8502020 wrote:

Thank God I got approved for my 2nd NFCU CC!!!

 

I waited 4 months after getting my 1st NFCU CC (Cash Rewards) to apply for my 2nd NFCU CC (Platinum)

$25,000

5.99%

TU - 744

 

Waited about 2 weeks to request $7k CLI increase via the app. Received $4k increase (Total - $22,000)

 

Stay encouraged all! Thanks to all who shared great data points in this thread! 

 


You hit em pretty good on that Platinum and the lowest APR! 

Fine job, Cheers!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 16320 of 17,187
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