Navy Federal Thread for CLI and Additional Cards

[Aduke1122]

Agree with WadeDalton that is what I do also

[Anonymous]

@ Aduke1122, did you go for the CLI or are you waiting for summer?

Just want to make sure I didn't miss saying congrats if you got your well deserved bump!

[sdsoccerdad]

@Wade Dalton - Were you going to apply for a 3rd NFCU card this year? I may wait till my 1 yr anniversary before I apply again.

[Aduke1122]

Hey WadeDalton seeing all the nice CLIs everyone has gotten made me itchy BUT I have decided to stick to my plan. So looks like I'm gonna try for next AR July ! Maybe it will pay off to wait it out

[Anonymous]

@Aduke1122, July is almost here! You know my fingers are crossed for you and I admire your ability to work your plan! And while I'm on the admiration theme...also, even though NFCU hasn't shown you the luv as fast as you'd hoped, you are always there to share what you have learned with others and you're among the first to congratulate people on their success. I think your spirt is the essence of what this community is all about.

@sdsoccerdad THAT is REALLY funny!  There is NO way I can justify a try at a third card, my file is wayyy too thin. Actually, I am still blown away that I got the chance to JOIN NFCU, let alone all the luv they have shown me after the Chapter 7.  I have only been with them since the end of September 2016 ( 7 months!!) and their initial generous approval of a $4600 SL on the CR Card has grown to $59K in unsecured CL's, between the two cards and the CLOC.  If it wasn't for CA and all the members of the community who continue to share their progress, I wouldn't even be in the door and I am so grateful to all of you.

So even though the third card is not in my future right now, I can't wait to see if anyone else is successful!!

[Anonymous]

I am sorry if I missed it but I see a lot of CLI's (which is awesome) and some comments about folks seeing a March SP from NFCU.  Has anyone CONFIRMED that a new AR was done for May?  I cant tell from the reports I have access to.

Thanks!

[Anonymous]

An AR? Account Review? Confirmation?

Totally meaningless to me as I am on a "Plan".

1.) Got Navy card,

2.) after four full statements & PIF-ing, I applied for a credit line increase.

3.) after six full statements, PIF-ing, and at least 181 days, I applied for another credit line increase.

Results: Two credit line increases, Zero Hard Pulls.

Best Wishes!

[Blackswizz750]

Has anyone successfully applied for a second card after a CLI? I may app for one later this year after the November AR.

[Blackswizz750]

I meant October not November

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

So i pulled the trigger last night around 3am and hit NFCU up for my first CLI increase after three statements and 90 days and requested max. I didn't get the instant approval or counter but instead got the 24 hour wait message. I kept checking my account all day to see if I had a message or a limit increas and didn't get either until about 3am this morning. So when they say 24 hours I guess they mean it. Anyway onto the good stuff. I didn't get the $25k max, but thats okay and I wasn't expecting it, but I am very happy with the bump I did get. I went from $5500 to $16k on my first CLI. Thanks for all the info on this thread. It gave me the confidence to pull the trigger.

Also congrats to all the other people here that are getting nice CLI's as well.

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Thats a great bump up!  Congrats.

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Thanks! I was pretty supprised too.