Newegg Store Credit

[Anonymous]

Hey guys, 

I was just wondering if anyone with bad credit has had experience with applying for and getting accepted for Newegg's store credit. It seems like they might be pretty liberal about it, but I honestly have no clue and don't want to risk running a hard pull without having some inormation on their underwriting. 

Thanks

[peghede]

its a crap card .small credit limits and hard to cli.it's from Synchrony R.I.P.

[AverageJoesCredit]

R.i.p

[Anonymous]

Well is there any other info you have on it, as that doesn't really provide any usefull infor, or anything else you'd recommnd like amazon, microcenter etc?

[peghede]

was hard for me to get the egg account, when they finally aprroved me they give me $800 sl , took about 2 yrs to cli to $2400 and then Synchrony R.I.P and lexus nexus bs and i closed all my accounts with them myself.

every time they HP when u cli request, stay away from it.

Also i have microcenter card from w fargo ,have it for about 8 yrs sl $900 same today.i use it every 11 months for like 5 bucks so they don't close it.also they HP when u try to cli.

amazon another disaster,

keep looking those 3 are poop.

[Anonymous]

It depends on what you are looking to buy. If it's electronics/computers, there's Bestbuy (not sure if it's for bad credit), Amazon (Chase has become stricter now) and Walmart. 

My bet would be on Walmart. Try giving it a shot. You may get 300 or at best 500 limit but it's a good start.

[Anonymous]

I'm looking to use it for electronics. I need a new monitor for work so those are generally pretty enexpenisve for what I need. I have zero interes in BestBuy. Really just looking for a store card to help my score out since it's in the mid 500s 

[Anonymous]

Try Walmart. They've electronics too (both brick and mortar and onsite)..

[Anonymous]

Yeah I was just looking at them. Some intersting stuff. Even though it's a store card, I'm super weary of getting a hard pull just to be rejected since my score is in the 500s.

[Anonymous]

OK, here's the deal. If you don't want to risk being rejected but willing to pay a little more in instalments, Fingerhut is for you. 

I don't usually recommend but for low 500s, there's a definite chance of getting approved. But be aware, you may end up paying $150 for a $100 monitor (even though it's in instalments)....good thing is they approve poor credit and CLIs and CB reporting happen regularly.