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Lol $100 monitor. The ones I need with the resolution, refresh rate and color accuracy run more than $350, hence why I wanted credit to pay it off. I
I lad looked into Fingerhut because I was doing some research but wasn't entirely comfortable with it without hearing about it from someon else.
There was no need for sarcasm here...we are all trying to help each other out and I learnt a great deal from this forum which improved my scores from 540s to 730s now...
The $100 was just an example. Whether you go for 27" 4K Samsung monitor which costs $6365 or Acer which costs $385, the concept is the same. You will end up paying higher with Fingerhut.
I found it funny given the context of getting credit to pay for a $100 monitor, that's all. I personally just found it humorous. I appreciate the advice quite a bit, but who really cares about something that I personally found funny. Wasn't sarcasm just my sense of humor when I read that.
microcenter they won't approve you with that low score,new egg same. trust me.
With scores in the 500's, I really think your best overall option is to get a good secured card and fund it for as much as you can. It's unlikely you'll get approved for any worthwhile unsecured card at that level, and even if you do it'll almost certainly be with an undesirable long-term set of terms (small credit line, very high APR, etc.) Walmart is notorious for handing out small lines to subprime customers, though that being said CLI's are reportedly fairly easy to get; I was quite surprised when I got approved for $1,200 earlier this month - I was expecting something more like $500. I haven't been able to get a CLI yet on my $800 Amazon Prime store card dating from last November, though from what I've learned on this site I now suspect the main reason is that I haven't cracked the 650 mark on TU (which is irritating because I'm well above that on both EQ and EX). I used to shop regularly at my local Micro Center though I haven't been back there in a while; maybe later on when my inquiries have cooled down a bit I may try getting that card (I'm in the market for a new laptop).
Wow awesome. You guys have given me some great info. I do currently hav ea secured card with NFCU, but I really need a couple more lines of credit to start making some real progress.