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Official Credit Unions Guide

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Anonymous
Not applicable

Re: Official Credit Unions Guide

Nope in Arizona. Wondering if possibly Chex Systems? I have not had an inquiry on Chex for about a year.

Message 191 of 624
baller4life
Super Contributor

Re: Official Credit Unions Guide

Very good!!! That's the data point we needed to see. Someone not living in Texas. Awesome!! Thanks tydawg! 😉
Message 192 of 624
baller4life
Super Contributor

Re: Official Credit Unions Guide


@Anonymous wrote:

While we are on the subject of credit card funding, interesting tidbit of info for those of you who are NOT Navy Fed members yet. If you open you account over the phone you can charge up to $80,000!!! Yes folks 80 large. When I first started there I wasn't able to do this because I did not want to upset the apple cart due to being an employee. But I had my Dad join and he charged $9,000 which was highest limit he had, and it did not post as cash advance. This I guess is a little known rule and not even my branch manager knew about it being policy, I found it by accident on the credit union intranet one day. Interesting to know if anyone has done up to the limit....


WHAT?!?!?!?!?! That is freakin insane!

Message 193 of 624
Anonymous
Not applicable

Re: Official Credit Unions Guide

I know! I am hoping someone here was on the fence of joining and willing to be a guinea pig. It does have to all be on one card though. Maybe somone with a palladium card?

Message 194 of 624
Anonymous
Not applicable

Re: Official Credit Unions Guide

Well no joy for me. Just recieved this...

 

Thank you for your interest in an account with University Federal Credit Union. We have reviewed your account application, unfortunately, we could not verify your identity using the information provided in the application. Please visit any branch location to open your account.

 

If you used your debit or credit card to apply for an account, we have run an authorization only on the card and you will not be charged. This authorization may show as a pending charge on your card but will usually drop off within 2-3 business days. For more information regarding card authorizations, please contact your card issuer.

 

Definitly not worth the drive for me and I'm not interested enough to see if there are other methods to verify. No idea what I could have missed on the verification questions. 

 

On to the next.

Message 195 of 624
baller4life
Super Contributor

Re: Official Credit Unions Guide

Oh wow. Sorry to hear Spartan! EX or EQ aren't frozen?
Message 196 of 624
Anonymous
Not applicable

Re: Official Credit Unions Guide

Nope. No idea. 

Message 197 of 624
Anonymous
Not applicable

Re: Official Credit Unions Guide

Ok I’m getting confused. Which of the following are verified to be soft pull? Thanks for clarifying.

 

Unify

NASA

DCU

State Dept. FCU

UNFCU

Langley FCU

Message 198 of 624
baller4life
Super Contributor

Re: Official Credit Unions Guide

Unify - EX sp
NASA - was EX sp. Now I hear it's hp
DCU - EQ sp
SDFCU - EX hp now

Don't know about other 2

 

ETA: Be careful with Langley! Don't mention Myfico to them! 😂😂😂

Message 199 of 624
Anonymous
Not applicable

Re: Official Credit Unions Guide

I was going to ask for the Myfico Baller rate LOLSmiley LOL

Message 200 of 624
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