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Overstock 7-10

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Frequent Contributor

Re: Overstock 7-10


@mechanicaljen wrote:

10 business day window has passed.  No approval or denial letter.  Comenity won't tell me anything, nor Overstock.


This happened to me once a while back and I went for it and got the 7-10 . It took weeks to finally get a letter and it said that certain information didn't match with the pre-approval information (something to that effect). Good luck, hope yours is successful!

Message 11 of 19
Regular Contributor

Re: Overstock 7-10

Was yours?

Message 12 of 19
Frequent Contributor

Re: Overstock 7-10


@mechanicaljen wrote:

Was yours?


No it wasn't. I really don't know what happened because I never did see a soft pull from Comenity on my reports. I got that denial letter saying that something I put in the acceptance thing didn't match with the pre approval info they had. I really don't know what happened but I wasn't heartbroken about it. I got excited about the pre-qual but I'm actually glad I didn't get it after all. I really need to let my AAoA grow a bit before I get anymore cards. I just wanted to let you know that it was quite a while before I got that written letter from them. At least 3 weeks. 

Message 13 of 19
Valued Contributor

Re: Overstock 7-10


@borimer wrote:

@mechanicaljen wrote:

10 business day window has passed.  No approval or denial letter.  Comenity won't tell me anything, nor Overstock.


This happened to me once a while back and I went for it and got the 7-10 . It took weeks to finally get a letter and it said that certain information didn't match with the pre-approval information (something to that effect). Good luck, hope yours is successful!


Same response I got with GameStop,  which took 4 weeks and several phone calls. As soon as letter came, everything took about two minutes to straighten out. 


"The achievement of one goal should be the starting point of another."~Alexander Graham Bell

Fico 08 Scores: EQ: 673 TU: 717 EX: 671
Recovering my scores from March/April app spree!
Gardening again since July 2015 until December 2015.
Message 14 of 19
Regular Contributor

Re: Overstock 7-10

Really?  So you got a note saying that information didn’t match….so you contacted them, and got it reconned?  Did I read that correctly?

Message 15 of 19
Regular Contributor

Re: Overstock 7-10

Goodluck! 

I just got my pre-approval, and went in and was approved for a very small CL. However, I was able to setup my Comenity account instantly.

Wish you the best of luck on getting it! Hopefully it's something simple.

Message 16 of 19
Regular Contributor

Re: Overstock 7-10

For whatever it's worth, I never got a denial letter.

 

Today, I was purchasing from OS again.  Pre approval popped up, again.  I went for it and was approved for 750.  I have no clue what's going on with them, but I took it.  Shop there a ton.

Message 17 of 19
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Valued Contributor

Re: Overstock 7-10


@mechanicaljen wrote:

For whatever it's worth, I never got a denial letter.

 

Today, I was purchasing from OS again.  Pre approval popped up, again.  I went for it and was approved for 750.  I have no clue what's going on with them, but I took it.  Shop there a ton.


AWESOME, happy for you, congratulations!

CURRENT SCORES: TU: 641 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 28% / Goal: 700 by 7/2/15

Message 18 of 19
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Re: Overstock 7-10

Congratz!
I live my life like I type, fast and with a lot of mistakes.
Spacebar broken. Watch for finger.

02/04/2015 || TU 08: 728 EX 08: 709 EQ 08: 748

Message 19 of 19
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