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Pending application

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New Contributor

Pending application

I have a pending application from chase amazon visa with 2 weeks message and I do not receive anything from them yet.( its almost two weeks from the date I app and call verification )

Today I apply for Paypal extra mastercard and I have been instant approved for 2000 cl .

I would like to know if it can interfere with chase approval ( some people told me that 2 weeks message is most of the time good).

 

Message 1 of 22
21 REPLIES 21
Valued Contributor

Re: Pending application

What was your Chase 5/24 status before applying for the Amazon Visa?



















Your FICO credit scores are not just numbers, it’s a skill.

Message 2 of 22
New Contributor

Re: Pending application

I do not have any chase cards. when I apply for amazon visa I had 4 other cards. but today I have been approved for paypal extra mastercard, now is 5.

Message 3 of 22
Valued Contributor

Re: Pending application

If you have opened all 5 of these cards in the last 24 months then you most likely will be denied the Amazon Visa or if it has been issued may have an adverse action and have the account closed. 



















Your FICO credit scores are not just numbers, it’s a skill.

Message 4 of 22
New Contributor

Re: Pending application

I saw in the internet that the amazon visa is not in the 5/24 rule.

Message 5 of 22
Valued Contributor

Re: Pending application


@cmusa227 wrote:

I saw in the internet that the amazon visa is not in the 5/24 rule.


According to DoC you are correct. What is your concern then?



















Your FICO credit scores are not just numbers, it’s a skill.

Message 6 of 22
Regular Contributor

Re: Pending application

Well, apparently Chase just expanded the 5/24 rule so I'd be careful with that.

Amex Gold: No pre-set spending limit

Chase Sapphire Reserve: 10k

Amazon Prime Store Credit Card: 4k

Citi American Airlines MileUp: 3.1k

Capital One Quicksilver One: 2.5k

Capital One SavorOne: 2k

Discover it Miles: 1.5k

AAdvantage Aviator Red: 3k

Chase Sapphire Preferred: 800

EX: 690 | EQ: 680 | TU: 677
Message 7 of 22
New Contributor

Re: Pending application

I am concernig because it is a long time pending

Message 8 of 22
Highlighted
Valued Contributor

Re: Pending application

If you read the wording of the message, it is 14 business days, so you still have some time to go especially with the Thanksgiving holiday. Chase is a bank after all and work banker's hours.



















Your FICO credit scores are not just numbers, it’s a skill.

Message 9 of 22
Regular Contributor

Re: Pending application


@cmusa227 wrote:

I am concernig because it is a long time pending


Did you try to call their application status line?

Amex Gold: No pre-set spending limit

Chase Sapphire Reserve: 10k

Amazon Prime Store Credit Card: 4k

Citi American Airlines MileUp: 3.1k

Capital One Quicksilver One: 2.5k

Capital One SavorOne: 2k

Discover it Miles: 1.5k

AAdvantage Aviator Red: 3k

Chase Sapphire Preferred: 800

EX: 690 | EQ: 680 | TU: 677
Message 10 of 22
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