@Trinzero wrote:Hello MyFico Fam!
I hope this year is treating ya'll well!
Wondering if anyone knows what is happening here.
So Penfed is showing this:
But when I click on apply it shows me:
But no cards ever populate. 🤔
Any thought or guidance or commiseration welcome 😁
Pre approved not always solid.. got one was denied.. 2nd one went thru a month later
@Trinzero wrote:Hello MyFico Fam!
I hope this year is treating ya'll well!
Wondering if anyone knows what is happening here.
So Penfed is showing this:
But when I click on apply it shows me:
But no cards ever populate. 🤔
Any thought or guidance or commiseration welcome 😁
Have you tried a different device? Also, if you have pop-up blocker, it won't open - ever. So, try a different device or pay attention to address bar once you click "apply" to see if built-in pop up blocker activates.
But yeah, Penfed website do be glorified Word document.
@Credit-hoarder wrote:I got the same 2 offers also. Was able to get the loan app to load but not the credit card. Would have been nice to finally get the last $3800 I need to make my Promise a $50k card.
Is Penfed still allowing cards up to 50K? I read that was a thing of the past.
@Trinzero wrote:I have a 21k card with them and I was under the impression, from posts I have read here, that the offers allowed the opportunity to CLI without HP. Are these not sp offers?
Mostly though I was just curious to see this imaginary offer! 😁
Used to be that way, I believe that is no longer the case. I believe @coldfusion can shed some more light on this.
@coldfusion wrote:Yes...they used to extend targeted offers on Jan/Apr/Jul/Oct 1 for auto loans and/or a credit card or in some cases your choice of a card. Card offers had a defined SL, and if you accepted an offer it was only a soft pull.
If the offer listed a card you already held they processed it as a CLI on your existing card, not a 2nd card of the same type.
A few people got targeted offers after less than a year of membership but it was more common to have to wait closer to 2 years to start getting offers.
That's the way I thought offers work(ed) also. The offered me a card 4 years ago at twice the CL of the existing card (Promise) I had with them at the time of the offer. I opted to take it as a CLI and never received a HP. And I had been with them for less than a year at that time also.
BUSINESS 
@CerebralZulu wrote:
@Credit-hoarder wrote:I got the same 2 offers also. Was able to get the loan app to load but not the credit card. Would have been nice to finally get the last $3800 I need to make my Promise a $50k card.
Is Penfed still allowing cards up to 50K? I read that was a thing of the past.
You can still only go up to $50k--but if it's a new card after the change took place a sometime back (can't remember exactly when)--it's $25k max per card up to 2 cards.