Regions Recon?

[Kayceegee]

Does anyone know if regions has a reconsideration line? I got denied the first time because of my credit score which is weird because I pay for transunion as thats who they say they pull from & the scores are not the same.

[Mr_Mojo_Risin]

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@Kayceegee wrote:

Does anyone know if regions has a reconsideration line? I got denied the first time because of my credit score which is weird because I pay for transunion as thats who they say they pull from & the scores are not the same.

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I'm not sure about the recon with Regions, but if you're getting your TU score directly from TU, then they're giving you a Vantage score.

Regions is pulling a FICO score, that's why there's a difference in the scores.

[Kayceegee]

Okay that makes sense, Im new to viewing & maintaing my score. I should be monitoring my fico score correct?

[Mr_Mojo_Risin]

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@Kayceegee wrote:

Okay that makes sense, Im new to viewing & maintaing my score. I should be monitoring my fico score correct?

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Yes, the overwhelming majority of lenders use FICO scores for lending purposes.

Off the top of my head, I believe Synchrony Bank is one of the larger banks that use Vantage scores.

[FinStar]

Sorry to hear about the denial outcome.  Unfortunately, Regions isn't known for reconsiderations. The only time they may entertain an appeal is if there are considerable errors on your CRs vs the information they obtained. Things like a split file, identity theft/fraud intances, etc.

[Kayceegee]

Yea i think ima just give up lol I dont know them to be the best and my main focus is go get on with chase so learning experience