Requesting US Bank CLI

30mm_goes_BRRRT · ‎11-09-2023

Good morning all,

For those with US Bank products, I was wondering how long the consensus is to wait before requesting a CLI after having a card opened. I don't mind a HP to get a higher CL, but it would be nice to get a soft pull. The card/CLI in my case is the US Bank Altitude Reserve with a $15K limit. Thanks!

JoeRockhead · ‎11-09-2023

There's been other threads with people getting SP increases with USB at the 6 month mark. I got an auto CLI from them not long ago... best of luck!

30mm_goes_BRRRT · ‎11-10-2023

Appreciate it!

DXness · ‎11-16-2023

I waited 6 months after opening and got an SP CLI.

__

Rebuilding, FICO 8s as of December 2024:

VS4: 703

BuckyB · ‎11-20-2023

Lucky, US Bank hard-pulled me when I added money to my secured Altitude Go card!

Traveler101 · ‎11-21-2023

@30mm_goes_BRRRT wrote:
Good morning all,

For those with US Bank products, I was wondering how long the consensus is to wait before requesting a CLI after having a card opened. I don't mind a HP to get a higher CL, but it would be nice to get a soft pull. The card/CLI in my case is the US Bank Altitude Reserve with a $15K limit. Thanks!

YMMV..I believe it's profile dependent. Some may get a sp while others hp. For me its been 13 months and nothing. Others get love every 7th month. Best of luck to you.

TryItAgain · ‎12-02-2023

My experience with both USBank and Elan cards run by them, has been even with all CR's frozen I have gotten sp increases upon request occassionally. However, at other times it's a hard pull attempt instantly but the freeze always blocked it for me (maybe 5 times over 2 years)

So I just try every 6 months with reports frozen and have never gotten a hard pull. BUT YMMV, just my experience....