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Requesting US Bank CLI

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30mm_goes_BRRRT
Valued Member

Requesting US Bank CLI

Good morning all,

 

For those with US Bank products, I was wondering how long the consensus is to wait before requesting a CLI after having a card opened. I don't mind a HP to get a higher CL, but it would be nice to get a soft pull. The card/CLI in my case is the US Bank Altitude Reserve with a $15K limit. Thanks!

Message 1 of 7
6 REPLIES 6
JoeRockhead
Senior Contributor

Re: Requesting US Bank CLI

There's been other threads with people getting SP increases with USB at the 6 month mark. I got an auto CLI from them not long ago... best of luck!

Message 2 of 7
30mm_goes_BRRRT
Valued Member

Re: Requesting US Bank CLI

Appreciate it!

Message 3 of 7
DXness
Valued Member

Re: Requesting US Bank CLI

I waited 6 months after opening and got an SP CLI.


__

Rebuilding, FICO 8s as of February 2024:


Message 4 of 7
BuckyB
New Contributor

Re: Requesting US Bank CLI

Lucky, US Bank hard-pulled me when I added money to my secured Altitude Go card!

Message 5 of 7
Traveler101
Established Contributor

Re: Requesting US Bank CLI


@30mm_goes_BRRRT wrote:

Good morning all,

 

For those with US Bank products, I was wondering how long the consensus is to wait before requesting a CLI after having a card opened. I don't mind a HP to get a higher CL, but it would be nice to get a soft pull. The card/CLI in my case is the US Bank Altitude Reserve with a $15K limit. Thanks!


YMMV..I believe it's profile dependent. Some may get a sp while others hp. For me its been 13 months and nothing. Others get love every 7th month. Best of luck to you.

Message 6 of 7
TryItAgain
Regular Contributor

Re: Requesting US Bank CLI

My experience with both USBank and Elan cards run by them, has been even with all CR's frozen I have gotten sp increases upon request occassionally. However, at other times it's a hard pull attempt instantly but the freeze always blocked it for me (maybe 5 times over 2 years)

 

So I just try every 6 months with reports frozen and have never gotten a hard pull. BUT YMMV, just my experience....

 

(Ch7 Discharged 12/12) AvgScore 807

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