Good morning all,
For those with US Bank products, I was wondering how long the consensus is to wait before requesting a CLI after having a card opened. I don't mind a HP to get a higher CL, but it would be nice to get a soft pull. The card/CLI in my case is the US Bank Altitude Reserve with a $15K limit. Thanks!
There's been other threads with people getting SP increases with USB at the 6 month mark. I got an auto CLI from them not long ago... best of luck!
Appreciate it!
I waited 6 months after opening and got an SP CLI.
Rebuilding, FICO 8s as of November 2023:
Lucky, US Bank hard-pulled me when I added money to my secured Altitude Go card!
@30mm_goes_BRRRT wrote:Good morning all,
For those with US Bank products, I was wondering how long the consensus is to wait before requesting a CLI after having a card opened. I don't mind a HP to get a higher CL, but it would be nice to get a soft pull. The card/CLI in my case is the US Bank Altitude Reserve with a $15K limit. Thanks!
YMMV..I believe it's profile dependent. Some may get a sp while others hp. For me its been 13 months and nothing. Others get love every 7th month. Best of luck to you.