Should I app?

[newfossil]

Disco has been showing me pre-approved for a few weeks. Citi shows me pre-aprroved. 

[blindambition]

---

@Remedios wrote:

@newfossil  I'm with @AverageJoesCredit  on this one.

Right now, you're really not in position yet to apply for credit cards from major lenders, and based on approvals from this year, you're still stuck in toy limit zone. 

Your first navy card (if approved) probably wont be earth shattering,  but for a lot of people, it's a beginning of a beautiful friendship. 

So, if you have to app, this would be a way to go. I'm all for waiting, but around here, when we ask question "Should we", it often means "My mind is made up" lol

If you decide to apply, treat them well. 

Good luck 

---

This is all that I'm thinking. Beautifully said.

I have no doubts you'll be approved for Navy. I just think limit won't be that impressive. Limit and relationship will grow though.

[AllZero]

Good luck on your application!

[AllZero]

---

@newfossil wrote:

Current EQ 9 score 748. 

---

That's a great EQ9 score. I wonder who pulls EQ9.

[Anonymous]

I agree with upthread. Try Navy then go the garden! Good luck! 🤞

[spiritcraft1]

I would app for any NFCU card except the Flagship, then show them who you are over the next 6 months.  If this stay as they are or improve, your second card / limit will be significant.

[Remedios]

Holla if you need a roommate 😐

Just kiddin'. Kinda. 

Again, good luck and I hope to get a chance to lock this thread while you work on approval post! 

[AllZero]

---

@Remedios wrote:

I'm all for waiting, but around here, when we ask question "Should we", it often means "My mind is made up" lol

---

You nailed it!

[Anonymous]

---

@AllZero wrote:

---

@Remedios wrote:

I'm all for waiting, but around here, when we ask question "Should we", it often means "My mind is made up" lol

---

You nailed it!

---

+1

[newfossil]

---

@AllZero wrote:

---

@Remedios wrote:

I'm all for waiting, but around here, when we ask question "Should we", it often means "My mind is made up" lol

---

You nailed it!

---

Does'nt she usually?