Should I get another card to build?

[joltdude]

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@Anonymous wrote:

Agree on waiting, you don't want to look credit hungry when you are just starting out. Use that Amex wisely for a little while and you'll have more options for your next card instead of sweating the approval.

Can you tell us what Amex you were approved for? Also, your 700 credit score seems pretty good for not having prior credit cards. Do you have other credit history like a past auto loan?

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The op is piggybacking as an AU from one of his parents' cards.. Hence the score..

[Anonymous]

Yep, but with just 6 months of it, was a little surprised at the score. Also interested to know which card approved for.

[Anonymous]

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@Anonymous wrote:

Agree on waiting, you don't want to look credit hungry when you are just starting out. Use that Amex wisely for a little while and you'll have more options for your next card instead of sweating the approval.

Can you tell us what Amex you were approved for? Also, your 700 credit score seems pretty good for not having prior credit cards. Do you have other credit history like a past auto loan?

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Sure, I was approved for the Amex Delta Gold with a 1k limit. Right now via the amex app my fico score says 704 (last updated 4/11/18) and my credit karma vantage score says 729 (last updated a few days ago).... The only histroy I have besides the amex I got approved for (which hasnt even reported as of this writing) is 6 months as an AU on a Best Buy visa.

[Anonymous]

What is MF?

[Anonymous]

Yea, thats what I was thinking as well. Thanks!

[Anonymous]

I was approved for the Amex Delta Gold with a 1k SL.

[Adkins]

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@Anonymous wrote:

What is MF?

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MyFico - here, on the forums

[Anonymous]

Ohhhh lol. Thanks!

[UncleB]

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@Anonymous wrote:

What is MF?

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Here's a link to a thread that lists common abbreviations used on myFICO:  http://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/td-p/88458

[Anonymous]

IKR? I remmber that was what held me back with several CC when I first started out in the ealy 90's, lack of Credit history!

Some people even used to say that it was actually worse than bad credit. Though it didn't console me very much.