cancel
Showing results for 
Search instead for 
Did you mean: 

Sync card question

tag
howellco2
Frequent Contributor

Sync card question

I've seen people tell people if they are denied a CLI on card sites to call credit solutions if you call them do they do a new hard pull ? And what's the number

MAJOR BANK CARDS Amex BC 15k, Amex CM 1500, Amex Delta 1k, BB&T Travel 4500, BBVA 6900, CAP1QS 2600, Discover 3300, Marvel MC 6000, Wells Fargo CR 4500, Blispay 2k
CREDIT UNION CARDS DCU 2k , Robbins 10k, United1st 5k
STORE CARDS Amazon 10k, Home Depot 5k, PayPal 4k, Walmart 6k, Lowes 12k
Message 1 of 7
6 REPLIES 6
FinStar
Moderator Emeritus

Re: Sync card question

It's actually a SP, not HP.

The Credit Solutions number can be found in the sticky thread below:

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Backdoor-Numbers/td-p/408066
Message 2 of 7
MrCreditInternational
Frequent Contributor

Re: Sync card question

You can ask when you call if it's a hard or soft pull and they'll tell you. Also I think you can have a CLI every 3/4 months, but I'm not really sure
Current open cards:
Schwab Amex Platinum (NPSL); Amex Gold (NPSL); HH Aspire ($31,700); Amex BBP ($27,000); HSBC Premier WMC ($21,500); USB Altitude Reserve ($20,000); USB Altitude Reserve ($10,000); WF Bilt MC ($9,400); Chase Freedom ($7,300), BofA Premium Rewards ($5,000); Apple Card ($4,750); BofA Alaska Visa ($4,200); USB Altitude Go ($1,000)

Started collecting cards: Oct/2018
Message 3 of 7
Anonymous
Not applicable

Re: Sync card question

Not sure if it’s across the board with Synch but Lowe’s is said to be on a four-month schedule.
Message 4 of 7
Anonymous
Not applicable

Re: Sync card question


@howellco2 wrote:
I've seen people tell people if they are denied a CLI on card sites to call credit solutions if you call them do they do a new hard pull ? And what's the number

877-379-8175

The only time it's necessary is when you're at 10K and the online form won't go above that.  It's quicker to call them if you just want to get to 25K for most and 35K on some of them.  It's a SP for most cards with exception Care Credit was/is a HP.

Message 5 of 7
AverageJoesCredit
Legendary Contributor

Re: Sync card question


@Anonymous wrote:

@howellco2 wrote:
I've seen people tell people if they are denied a CLI on card sites to call credit solutions if you call them do they do a new hard pull ? And what's the number

877-379-8175

The only time it's necessary is when you're at 10K and the online form won't go above that.  It's quicker to call them if you just want to get to 25K for most and 35K on some of them.  It's a SP for most cards with exception Care Credit was/is a HP.


The first psrt of your statement is untrue. Plenty of folks find it necessary to call in  without 10k limits because the online luv button doesnt slways work for everyone or every profile. 

Message 6 of 7
MrCreditInternational
Frequent Contributor

Re: Sync card question


@AverageJoesCredit wrote:

@Anonymous wrote:

@howellco2 wrote:
I've seen people tell people if they are denied a CLI on card sites to call credit solutions if you call them do they do a new hard pull ? And what's the number

877-379-8175

The only time it's necessary is when you're at 10K and the online form won't go above that.  It's quicker to call them if you just want to get to 25K for most and 35K on some of them.  It's a SP for most cards with exception Care Credit was/is a HP.


The first psrt of your statement is untrue. Plenty of folks find it necessary to call in  without 10k limits because the online luv button doesnt slways work for everyone or every profile. 


True

The Luv button never worked for me

Current open cards:
Schwab Amex Platinum (NPSL); Amex Gold (NPSL); HH Aspire ($31,700); Amex BBP ($27,000); HSBC Premier WMC ($21,500); USB Altitude Reserve ($20,000); USB Altitude Reserve ($10,000); WF Bilt MC ($9,400); Chase Freedom ($7,300), BofA Premium Rewards ($5,000); Apple Card ($4,750); BofA Alaska Visa ($4,200); USB Altitude Go ($1,000)

Started collecting cards: Oct/2018
Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.