@KLEXH25 wrote:
I shop at Target a lot and I have the debit card version of their Redcard. It's directly connected to my checking account. I've had no issues for all the years that I've had it, and I only got the debit card because my credit was crap at that time. Is there any incentive to apply for the credit version? I stopped using my debit cards for the past two years, over security concerns after coming here to the boards, but Target is the only exception. My understanding is also that it starts off as the store version and may or may not convert to the Visa version?
If interested, check out post 40 for a summary table of the SL and conversion data to the MC
https://ficoforums.myfico.com/t5/Credit-Cards/Highest-limit-for-TD-Target-MC/td-p/5855164/page/2
