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@SecretAzure wrote:Hello, I am hearing about these rare instances in which Barclay gives certain people a soft pull CLI.
I am creating this thread for all of those who have obtained a soft pull CLI with Barclay seeking the following information:
How long have you had an open account with Barclay? Sept 29, 2014
What date did you get a soft pull CLI? Feb 21, 2015
Was this your first CLI with Barclay or not? Yes
(If you want to include this: How much % was the increase?) 40%
The purpose of this thread is to gather when precisely Barclay gives out the soft pull CLI's that tey do and to determine whether it's based on your time with them or if they just run a soft pull on all their members at a certain time of year. Also, I want to know how frequently this might be happening. We know it exists now, lets get some analytics.
Thank you everyone
I called number on back of the card. When you ask about your APR,CSR will have to transfer you to an account specialist. They are able to see your
offers on your account, for those that are intimidated by the analsyst. That is a option too.
@MstrPTato wrote:
@SecretAzure wrote:Hello, I am hearing about these rare instances in which Barclay gives certain people a soft pull CLI.
I am creating this thread for all of those who have obtained a soft pull CLI with Barclay seeking the following information:
How long have you had an open account with Barclay? Sept 29, 2014
What date did you get a soft pull CLI? Feb 21, 2015
Was this your first CLI with Barclay or not? Yes
(If you want to include this: How much % was the increase?) 40%
The purpose of this thread is to gather when precisely Barclay gives out the soft pull CLI's that tey do and to determine whether it's based on your time with them or if they just run a soft pull on all their members at a certain time of year. Also, I want to know how frequently this might be happening. We know it exists now, lets get some analytics.
Thank you everyone
Thank you this is super useful. That's a big increase to get. I'm glad to see the soft pull doesn't seem to reduce the amount of the increase.
@SecretAzure wrote:
@MstrPTato wrote:
@SecretAzure wrote:Hello, I am hearing about these rare instances in which Barclay gives certain people a soft pull CLI.
I am creating this thread for all of those who have obtained a soft pull CLI with Barclay seeking the following information:
How long have you had an open account with Barclay? Sept 29, 2014
What date did you get a soft pull CLI? Feb 21, 2015
Was this your first CLI with Barclay or not? Yes
(If you want to include this: How much % was the increase?) 40%
The purpose of this thread is to gather when precisely Barclay gives out the soft pull CLI's that tey do and to determine whether it's based on your time with them or if they just run a soft pull on all their members at a certain time of year. Also, I want to know how frequently this might be happening. We know it exists now, lets get some analytics.
Thank you everyone
Thank you this is super useful. That's a big increase to get. I'm glad to see the soft pull doesn't seem to reduce the amount of the increase.
I was happy with it! Went from $10k to $4k then moved $2.5k over from Apple.
Calll the analyst the other night no dice, called the # on back of my card for APR reduction no dice and asked if I had a SP CLI around and he mentioned he would need to obtain a CR and I said no dice... This guy was deffiently off shored that I spoke with today he seemed a bit confused on some of my simple questions to figure out what I was asking for since I have 0% apr for the remainder of this month.. I said I wanted to make a purchase and run a balance on it for a few months can you give me 0% apr for a few more months or a APR reduction and he seemed very confused saying you have 0% apr, I said I know it ends this month though... Anyways no dice on APR.. Might have to apply for the Ring or SM so they have a recent HP on me and hopefully get approved then try for a CLI on this card then cancel it and roll limit over to new card... I will give it till 7th statemetn cut first before doing anything though
I also had an offer there to do a PC. Thought it had to be a year, or atleast 6 months...I was shocked. Went from Arrival to Rewards
@CreditCuriousity wrote:Calll the analyst the other night no dice, called the # on back of my card for APR reduction no dice and asked if I had a SP CLI around and he mentioned he would need to obtain a CR and I said no dice... This guy was deffiently off shored that I spoke with today he seemed a bit confused on some of my simple questions to figure out what I was asking for since I have 0% apr for the remainder of this month.. I said I wanted to make a purchase and run a balance on it for a few months can you give me 0% apr for a few more months or a APR reduction and he seemed very confused saying you have 0% apr, I said I know it ends this month though... Anyways no dice on APR.. Might have to apply for the Ring or SM so they have a recent HP on me and hopefully get approved then try for a CLI on this card then cancel it and roll limit over to new card... I will give it till 7th statemetn cut first before doing anything though
Try calling later and getting someone that speaks clear english. Might take a few reps until you find the right one who understands what a soft pull is.
@SecretAzure wrote:Hello, I am hearing about these rare instances in which Barclay gives certain people a soft pull CLI.
I am creating this thread for all of those who have obtained a soft pull CLI with Barclay seeking the following information:
How long have you had an open account with Barclay? 09/11/2014 Apple Financing $1200
What date did you get a soft pull CLI? 10/07/2014 when I contacted an Anaylyst to have my card upgraded to the Apple rewards version. Said I had a SP available.
Was this your first CLI with Barclay or not? Yes
(If you want to include this: How much % was the increase?) Only $200.
The purpose of this thread is to gather when precisely Barclay gives out the soft pull CLI's that tey do and to determine whether it's based on your time with them or if they just run a soft pull on all their members at a certain time of year. Also, I want to know how frequently this might be happening. We know it exists now, lets get some analytics.
Thank you everyone
My 6th statement closed on last night. No auto luv so far.
Keep both your credit and your body in top shape!
@Anomalous wrote:
@SecretAzure wrote:Hello, I am hearing about these rare instances in which Barclay gives certain people a soft pull CLI.
I am creating this thread for all of those who have obtained a soft pull CLI with Barclay seeking the following information:
How long have you had an open account with Barclay? 09/11/2014 Apple Financing $1200
What date did you get a soft pull CLI? 10/07/2014 when I contacted an Anaylyst to have my card upgraded to the Apple rewards version. Said I had a SP available.
Was this your first CLI with Barclay or not? Yes
(If you want to include this: How much % was the increase?) Only $200.
The purpose of this thread is to gather when precisely Barclay gives out the soft pull CLI's that tey do and to determine whether it's based on your time with them or if they just run a soft pull on all their members at a certain time of year. Also, I want to know how frequently this might be happening. We know it exists now, lets get some analytics.
Thank you everyone
My 6th statement closed on last night. No auto luv so far.
So it seems when people make their intention known they want to upgrade their cards they will notify you of a soft pull. I wonder if you had just asked for a soft pull if they would've said the same thing...thank you for adding to our knowledgebase. The amount of increase varies wildly it seems.
I have posted and will continue to post the stats we get from this thread on my initial post (page 1 of this thread).