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The BarclayCard CLI Soft Pull thread

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djshifted
Regular Contributor

Re: The BarclayCard CLI Soft Pull thread

Called the number on the card today, transferred to retentions after asking about APR reduction.  1.25% reduction on Aviator (open 12/14), nothing on NFL (12/14) or Rewards (10/13).  No mention of soft/no-pull CLI on any, was my first time calling in.

Starting Scores (12/2012):EX 506; EQ 511; TU 518 | Current Scores (01/2016):EX 662; EQ 656; TU 653
Message 381 of 503
lsutigers
Contributor

Re: The BarclayCard CLI Soft Pull thread

djshifted, did you ask about a credit limit increase or just rate reduction? I've asked them about cli everytime
Message 382 of 503
lsutigers
Contributor

Re: The BarclayCard CLI Soft Pull thread

And was approved each time
Message 383 of 503
djshifted
Regular Contributor

Re: The BarclayCard CLI Soft Pull thread


@lsutigers wrote:
djshifted, did you ask about a credit limit increase or just rate reduction? I've asked them about cli everytime

I only asked about the rate reduction.  I ended up applying for the Wyndham card on Saturday, and had a CLI done with the same HP.  That was actually interesting, I called after getting the 7-10 day message and they said I had to reallocate the limit from another card to open it.  Called later that night and they were able to increase it by $2500 (which is what I asked for, possibly could have gotten more).

Starting Scores (12/2012):EX 506; EQ 511; TU 518 | Current Scores (01/2016):EX 662; EQ 656; TU 653
Message 384 of 503
Anonymous
Not applicable

Re: The BarclayCard CLI Soft Pull thread

I attempted calling this evening 3 times. 1st rep. transferred me to one of her colleagues who eventually admitted to lying by stating he was an Account Specialist. 2nd. rep. told me it was impossible to transfer me to APR/retentions department unless a special workflow or prompt appeared on the account. I asked to speak with a supervisor. Supervisor stated they cannot transfer my call because it will count against the employee as an "invalid"  transfer and that is something she cannot control. As a courtesy the managet offerred me 0% APR on all purchases until June 2016. 

 

They put up a "brick wall" for the Retentions Deparment. I guess I will try again in a few months.  

Message 385 of 503
lsutigers
Contributor

Re: The BarclayCard CLI Soft Pull thread

I've always just asked if I had an offer to Apr reduction and they transferred me to a specialist. Then ask specialist about rate reduction and if there is an offer for cli with a sp
Message 386 of 503
masscredit
Senior Contributor

Re: The BarclayCard CLI Soft Pull thread

It's been 2 months since I've called for a rate reduction and SP CLI on my Rewards card. Nothing was available then so I called again today. Nothing again. And I give the card a LOT of use. The most use of any of my cards. I wonder if I've reached the limit for now. April 23rd will make a year since my last CLI on this card. 

EQ - 693 / TU - 664 / EX - 675

Capital One Savor - $16000 / Capital One Venture - $13000 / Travel Advantage Visa - $11500 / TD Cash Card - $7500 / Bread Rewards AMEX - $6950 / Apple Card - $6500 / TD Double Up - $5500 / Mercury - $5000 / Ally Master Card - $4300 / DCU Visa - $3000 / Capital One QuickSilver - $500
$79,750
DCU Auto Loan
Message 387 of 503
lsutigers
Contributor

Re: The BarclayCard CLI Soft Pull thread

May have masscredit. They may have gotten overwhelmed in the retention dept and put a halt to it lol
Message 388 of 503
OmarGB9
Community Leader
Super Contributor

Re: The BarclayCard CLI Soft Pull thread

I've called the number on the back of my card twice, and spoken to the CSR and asked about APR reduction, but they never transferred me either time, and the CSR looked into the APR reduction herself and both times said I couldn't have a reduction since I was still in my 0% promo. Am I doing something wrong? Smiley Sad

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 389 of 503
SecretAzure
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread


@OmarGB9 wrote:
I've called the number on the back of my card twice, and spoken to the CSR and asked about APR reduction, but they never transferred me either time, and the CSR looked into the APR reduction herself and both times said I couldn't have a reduction since I was still in my 0% promo. Am I doing something wrong? Smiley Sad

I don't think so...it could just be that the 0% over-writes any other offers and so they are unable to give you a reduction if a reduction is in place, even if it is temporary. IDK. Just my guess. Lol does not hurt to call every 2-3 months though. 

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 390 of 503
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