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The BarclayCard CLI Soft Pull thread

Moderator

Re: The BarclayCard CLI Soft Pull thread


Nixon wrote:

SecretAzure wrote:

Nixon wrote:

SecretAzure wrote:

Don't worry, Nixon will get it next month! SOFT PULL AND ALL!


Well yeah. I am in fact expecting a 6 month CLI in May.


Are you gardening currently? Or do you not do that?


Yep. Got my 30 day chip yesterday.


One month max, neither of us have much will power..  You can afford a TU or EQ pull, come on Nixon!Smiley Tongue

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | Barclay's | Fifth Third Bank | BB&T | Synovus | Commerce
Message 71 of 503
Super Contributor

Re: The BarclayCard CLI Soft Pull thread

Here's my story.

 

My SP CLI came as a result of calling Barclays 24/7 recon line when trying to get my APR reduced on my card. They didn't have any lower rates for me but I did ask them for a CLI and they said I had a SP offer on file. $500 increase and I haven't gotten any more since. The card was about 4-5 months old at the time. 0 balance but highest balance reported on it was $206.

Total CL: Around $168,750 not counting hidden TLs. FICOs in the 700-730 range.

Main cards: Macy's Amex: $24k, Lowe's, $17k, Chase Sapphire Preferred: $7k, Chase AARP: $5.2k, Chase Freedom: $5k, Chase British Airways: $5k, Discover It: $1.5k, Barclays Arrival: $2.5k, Sam's Club MC: $8.5k, Stash: $8k, Sam's Club: $10k, Wells Fargo Propel: $8k, Paypal Smart Connect: $4.9k, Amazon Store Card: $6k, Cabelas Club Visa: $5k, Nordstrom: $5k, CapOne Quicksilver: $2k
Message 72 of 503
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread


popamode72 wrote:

Here's my story.

 

My SP CLI came as a result of calling Barclays 24/7 recon line when trying to get my APR reduced on my card. They didn't have any lower rates for me but I did ask them for a CLI and they said I had a SP offer on file. $500 increase and I haven't gotten any more since. The card was about 4-5 months old at the time. 0 balance but highest balance reported on it was $206.


Super useful info Popa! So we're discovering it is very possible just the timing is what we have left to figure out.

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me
Message 73 of 503
Established Contributor

Re: The BarclayCard CLI Soft Pull thread


baller4life wrote:
I called 24/7 analyst number. 866-951-1437

thanks for that number. i will be saving it for the future lol. i just called but the woman i spoke to said i had no sp offers at this time for a cli they would need to do a hp.

72 cards and done 312,800 in available credit
0.5% uti / 2.2 aaoa
eq 698 / ex 712 / tu 729


inqs= eq 48 / ex 35 / tu 15
Message 74 of 503
Super Contributor

Re: The BarclayCard CLI Soft Pull thread

@CC.

Perhaps but I am out for the count until my TU shows 0 and then I'll be going after the Ring.
EX FICO  16 INQ  791
EQ FICO  10 INQ  786
TU FICO  12 INQ  790
Total CL$477,00038 TL
Message 75 of 503
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread

I just called the credit analyst number, and although she was extremely friendly, she said they would have to do a hard pull to give me a CLI on my Sallie Mae MC. I declined. Smiley Sad

Better Balance Rewards - $1000 || Discover It (Joint) - $2000 || Better Balance Rewards #2 - $2100 || Wells Fargo Platinum - $2900 || Barclays Commence MC - $3700 || Better Balance Rewards #3 - $4000 || Amex SPG - $3000 || Discover It - $5000 || IHG Rewards WM - $5000 || Merrill+ VS - $5000 || Vantage West Connect Rewards VS - $5000 || Wells Fargo Propel Amex - $5100 || AARP VS - $7000 || Wyndham Rewards Visa - $7000 || US Bank Cash+ VS # - $7500 || Citi Dividend - $7600 || Citi Double Cash - $8000 || Sam's Club MC - $8500 || Chase Freedom VS - $8500 || Marriott Rewards VS - $9000 || Penfed Pathfinder Amex - $10000 || Quicksilver WMC - $10500 || US Bank Cash+ VS - $11500 || Amex Everyday - $12000 || Quicksilver VS - $23500 || Amex PRG || Total Credit: $150,400
Message 76 of 503
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread


jaylau17 wrote:

I just called the credit analyst number, and although she was extremely friendly, she said they would have to do a hard pull to give me a CLI on my Sallie Mae MC. I declined. Smiley Sad


When was your last CLI? Try next month. 

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me
Message 77 of 503
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread


SecretAzure wrote:

jaylau17 wrote:

I just called the credit analyst number, and although she was extremely friendly, she said they would have to do a hard pull to give me a CLI on my Sallie Mae MC. I declined. Smiley Sad


When was your last CLI? Try next month. 


I've never had a CLI on my Sallie Mae. My starting limit was $1500 and it still is. Although to be fair, I've not even had the card 6 months yet (4.5 months, actually).

Better Balance Rewards - $1000 || Discover It (Joint) - $2000 || Better Balance Rewards #2 - $2100 || Wells Fargo Platinum - $2900 || Barclays Commence MC - $3700 || Better Balance Rewards #3 - $4000 || Amex SPG - $3000 || Discover It - $5000 || IHG Rewards WM - $5000 || Merrill+ VS - $5000 || Vantage West Connect Rewards VS - $5000 || Wells Fargo Propel Amex - $5100 || AARP VS - $7000 || Wyndham Rewards Visa - $7000 || US Bank Cash+ VS # - $7500 || Citi Dividend - $7600 || Citi Double Cash - $8000 || Sam's Club MC - $8500 || Chase Freedom VS - $8500 || Marriott Rewards VS - $9000 || Penfed Pathfinder Amex - $10000 || Quicksilver WMC - $10500 || US Bank Cash+ VS - $11500 || Amex Everyday - $12000 || Quicksilver VS - $23500 || Amex PRG || Total Credit: $150,400
Message 78 of 503
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread

Wait for your 7th billing cycle to close. You might receive an auto-CLI before then and that's okay. If not, call the 24/7 analyst number and see if they can lower your APR or offer you a soft pull CLI.

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me
Message 79 of 503
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread


SecretAzure wrote:

Wait for your 7th billing cycle to close. You might receive an auto-CLI before then and that's okay. If not, call the 24/7 analyst number and see if they can lower your APR or offer you a soft pull CLI.


Fair point. Hopefully I get some auto luv!

Better Balance Rewards - $1000 || Discover It (Joint) - $2000 || Better Balance Rewards #2 - $2100 || Wells Fargo Platinum - $2900 || Barclays Commence MC - $3700 || Better Balance Rewards #3 - $4000 || Amex SPG - $3000 || Discover It - $5000 || IHG Rewards WM - $5000 || Merrill+ VS - $5000 || Vantage West Connect Rewards VS - $5000 || Wells Fargo Propel Amex - $5100 || AARP VS - $7000 || Wyndham Rewards Visa - $7000 || US Bank Cash+ VS # - $7500 || Citi Dividend - $7600 || Citi Double Cash - $8000 || Sam's Club MC - $8500 || Chase Freedom VS - $8500 || Marriott Rewards VS - $9000 || Penfed Pathfinder Amex - $10000 || Quicksilver WMC - $10500 || US Bank Cash+ VS - $11500 || Amex Everyday - $12000 || Quicksilver VS - $23500 || Amex PRG || Total Credit: $150,400
Message 80 of 503