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The little pop up thingy after you do the pre-screen acceptance, told me congrats you're pre-
@CreditCrusader wrote:
@QAMngrGirl wrote:Just wanted to add, when I PIF accounts through CCCS I included VS and Express. (Don't know if anyone else was curious if this effects future SCT chances)
Since I completed that program, I've gotten pop ups for:
VS $1000 (didn't accept)
WS Store Card $1000 (didn't accept)
J Crew $500 (Didn't accept)
Good Camping Store Card $1500 (accepted) SP
OS $1500 (accepted) SP
Pottery Barn $2500 (accepted) SP
Grandin Road $2000 (accepted) SP
LOFT All Rewards MC $2000 (accepted) SP
New York & Co $1500 (Didn't accept)
Where are you seeing your credit limits BEFORE you accept/don't accept?
@CreditCrusader wrote:
@QAMngrGirl wrote:Just wanted to add, when I PIF accounts through CCCS I included VS and Express. (Don't know if anyone else was curious if this effects future SCT chances)
Since I completed that program, I've gotten pop ups for:
VS $1000 (didn't accept)
WS Store Card $1000 (didn't accept)
J Crew $500 (Didn't accept)
Good Camping Store Card $1500 (accepted) SP
OS $1500 (accepted) SP
Pottery Barn $2500 (accepted) SP
Grandin Road $2000 (accepted) SP
LOFT All Rewards MC $2000 (accepted) SP
New York & Co $1500 (Didn't accept)
Where are you seeing your credit limits BEFORE you accept/don't accept?
approved for $$$ and I either keep going to accept or close it out to decline.
Wow sorry replying on my phone really screwed that up.
@QAMngrGirl wrote:The little pop up thingy after you do the pre-screen acceptance, told me congrats you're pre-
@CreditCrusader wrote:
@QAMngrGirl wrote:Just wanted to add, when I PIF accounts through CCCS I included VS and Express. (Don't know if anyone else was curious if this effects future SCT chances)
Since I completed that program, I've gotten pop ups for:
VS $1000 (didn't accept)
WS Store Card $1000 (didn't accept)
J Crew $500 (Didn't accept)
Good Camping Store Card $1500 (accepted) SP
OS $1500 (accepted) SP
Pottery Barn $2500 (accepted) SP
Grandin Road $2000 (accepted) SP
LOFT All Rewards MC $2000 (accepted) SP
New York & Co $1500 (Didn't accept)
Where are you seeing your credit limits BEFORE you accept/don't accept?
@CreditCrusader wrote:
@QAMngrGirl wrote:Just wanted to add, when I PIF accounts through CCCS I included VS and Express. (Don't know if anyone else was curious if this effects future SCT chances)
Since I completed that program, I've gotten pop ups for:
VS $1000 (didn't accept)
WS Store Card $1000 (didn't accept)
J Crew $500 (Didn't accept)
Good Camping Store Card $1500 (accepted) SP
OS $1500 (accepted) SP
Pottery Barn $2500 (accepted) SP
Grandin Road $2000 (accepted) SP
LOFT All Rewards MC $2000 (accepted) SP
New York & Co $1500 (Didn't accept)
Where are you seeing your credit limits BEFORE you accept/don't accept?
approved for $$$ and I either keep going to accept or close it out to decline.
I was not previously aware, and probably never cared because I had crap credit. Still not perfect but shopping on Victoria's Secret last night and when I went to check out it said I was preappoved for their credit card. All I bought was some body products. I didn't bother taking the card, I'm not a big fan of Comenity or store cards in general. Shocked to see a pre approval though. I got NFCU, Discover and Amex Blue Cash in the past month, so I wouldn't take it right now even if I actually wanted it, but nice to see.
I got some updates.
My Appliances Connection card got here in the mail, and I pressed the LUV button and they gave me a CLI of $800. So I went from $3k to $3.8k on that card! Not bad.
Turns out even though I didn't get an approval message online, I was approved for the NY and Company card as well. It's only $500, but I'm sure I can give a CLI button a try on that in a few months.
As for other people in my family, my mom got a Williams Sonoma card and got a CLI from just $500 to $2000. I'll edit this post with even more updates later.
I know i'm supposed to be gardening but these SCTs looked attractive. I tried most from the list but I could only get Express and Appliances Connection to pop-up. Appliances Connection originally showed me that I pre-qualified for $4,500 but when I took the offer it went down to $2,700. No HPs yet and no emails too which is kind of weird. I really wanted the Overstock card. Long ago I cold apped for it and got denied LUL.
Does the SCT work if your credit file is frozen since it's a soft pull? All three of my reports have a security freeze.
If they are simply frozen, they can still do a soft pull. However, if you have them locked (only available through a subscription), then they need to be unlocked first.