cancel
Showing results for 
Search instead for 
Did you mean: 

Time to app. Amex or CSP? Help!

tag
Anonymous
Not applicable

Re: Time to app. Amex or CSP? Help!


@Anonymous wrote:

I think I'll try the CSP before the Amex cards. I really want that CSP to make that Freedom + CSP combo!


I agree.  Get the card you really want before going for others.

Message 11 of 23
Anonymous
Not applicable

Re: Time to app. Amex or CSP? Help!


@Anonymous wrote:

@Anonymous wrote:

I think I'll try the CSP before the Amex cards. I really want that CSP to make that Freedom + CSP combo!


I agree.  Get the card you really want before going for others.


Alright guys. Decisions. Just to reiterate - Freedom is at 6 months today (6 statements have cut). I have a couple of hours to kill during lunch today. Chase branch is 2 minutes from work. Time to pull the trigger on this one? Nervous!

Message 12 of 23
TheGardner
Valued Contributor

Re: Time to app. Amex or CSP? Help!


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

I think I'll try the CSP before the Amex cards. I really want that CSP to make that Freedom + CSP combo!


I agree.  Get the card you really want before going for others.


Alright guys. Decisions. Just to reiterate - Freedom is at 6 months today (6 statements have cut). I have a couple of hours to kill during lunch today. Chase branch is 2 minutes from work. Time to pull the trigger on this one? Nervous!


I disagree with them. You should have over a year of revolving history and at least one account above or near 5k. This is a harder card to get than the freedom.

 

Let us know how it turns out, I have already been suprised once today. Lol. Good luck!

If anyone needs me I will be In The Garden. Goal Score: 760 for all in 2015.
Current FICO Scores EX: 715 EQ: 756 TU: 762
Last APP April 21, 2015.
Victim of The great AMEX HP heist of Dec 1st, 2nd and 3rd of 2014.
Message 13 of 23
Anonymous
Not applicable

Re: Time to app. Amex or CSP? Help!

I appreciate the honest opinions from everyone. I'm right on the edge of applying, so itchy!

Message 14 of 23
Anonymous
Not applicable

Re: Time to app. Amex or CSP? Help!

I think you should be fine for getting the CSP based on your income and your history with the Freedom.  Yes, the CSP is a difficult card to obtain but you have a history with them already.  I think you'll be approved just not for a much higher limit than $5k.  

Message 15 of 23
Anonymous
Not applicable

Re: Time to app. Amex or CSP? Help!


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

I think I'll try the CSP before the Amex cards. I really want that CSP to make that Freedom + CSP combo!


I agree.  Get the card you really want before going for others.


Alright guys. Decisions. Just to reiterate - Freedom is at 6 months today (6 statements have cut). I have a couple of hours to kill during lunch today. Chase branch is 2 minutes from work. Time to pull the trigger on this one? Nervous!


Pull the trigger... You have a lot of money with them.  Have 6 months of history etc.. App. away and let us know results.

Message 16 of 23
Anonymous
Not applicable

Re: Time to app. Amex or CSP? Help!

I'm leaning towards app'ing.. Got stuck at work..so time to think Smiley Tongue
Message 17 of 23
Anonymous
Not applicable

Re: Time to app. Amex or CSP? Help!

So I went to the branch today. the banker told me that I was qualified for the slate and not the csp. Weirdly I can't see these offers when I check the pre approval site. The branch was closing and they said they can't do the app today. Now .. I walked out disappointed. I was ready to roll and take the hp and everything. The banker almost talked me out of it. She said go for slate, but I have no use for that card. Damn! I feel awkward to go again tomorrow and ask for the app. No idea why I have this feeling!

Message 18 of 23
Anonymous
Not applicable

Re: Time to app. Amex or CSP? Help!


@Anonymous wrote:

So I went to the branch today. the banker told me that I was qualified for the slate and not the csp. Weirdly I can't see these offers when I check the pre approval site. The branch was closing and they said they can't do the app today. Now .. I walked out disappointed. I was ready to roll and take the hp and everything. The banker almost talked me out of it. She said go for slate, but I have no use for that card. Damn! I feel awkward to go again tomorrow and ask for the app. No idea why I have this feeling!


Why don't you do it online? Is there something on your report that you are worried about?  If you really want it, go for it.  Lets wrap this baby up.Smiley Tongue

Message 19 of 23
Anonymous
Not applicable

Re: Time to app. Amex or CSP? Help!

Don't listen to that banker lady. If you don't need the slate, then don't get it. I would hate to tell you to app for the CSP and you not get it. But, your profile looks like you have a shot. 

Message 20 of 23
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.