Little under Two months . No I didn't call as I figured it was too soon but I don't mind the HP.
I understand. I took a HP for it I think back in September and mine was not an instant decision either. I did end up getting it though but I was well past the 6 month mark. Good luck and let us know!
Couple of sources of info from the past....
I think the general consensus though is to either ask for the CLI right after you apply or wait it out for 6 months. Nothing is set in stone with any particular lender other than the observations we make around here like 61 days from opening with Amex, up to 91 days with Discover, and so on.
Personally I opted to call them after an 11K approval and bumped it to 25K in less than 2 minutes on the phone w/ the same HP from the app.
Thanks , how long did they take you give you CLI. It's on the weekend so I don't think they will work on until business days come.
It took less than 24 hours IIRC. You are probably correct about nobody being there to review it especially since you haven't even had a HP yet. You should probably know something on Monday. If not then I would call UW to find out the status. There are plenty of success stories overturning denials if that would happen to be the case.
Still no HP as of yet.
Barclays: 866-205-5973 (credit analyst 24 hours)
Barclays: 866-408-4064 (credit analyst MAY have limited hours)
Hard to say what may be causing the delay. You can call the backdoor numbers above to verify that they have received your request. You may be able to do it over the phone or at least ask the status.