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Had a question...I'm vaguely aware of US Bank's preference that you are <1/6 or <2/12 before applying. Does that mean 1 or less new credit card accounts, 1 or less hard pulls, or 1 or less new accounts (loans, credit cards, etc.) total in the last 6 months?
Edit: thinking about this, it should probably be in the Credit Card Applications section
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As to your question, both inquiries and new accounts are relevant.
Thanks! And just for clarity, the new accounts is all forms of revolving/installment debt, not just credit cards?
I would appreciate some clarity on this as well, as this is the first time I've heard 0/6.
Is that 1/12 and 0/6 for new accounts AND inquiries?
US Bank's rules are made to be broken! ..
I am not saying that this will work for you! ... YMMV!!
Here are my Dp's from an Altitude Go approval.
..(I do have a pretty solid Banking relationship with them and two other CC's)
@M_Smart007 wrote:US Bank's rules are made to be broken! ..
I am not saying that this will work for you! ... YMMV!!
Here are my Dp's from an Altitude Go approval.
..(I do have a pretty solid Banking relationship with them and two other CC's)
LOL if 50k in monthly deposits is a 'pretty solid banking relationship' i'm DOOMED