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Union Bank Reviews?

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followgreatness
Contributor

Union Bank Reviews?

Thinking of applying to Union Bank for their Platinum card to take advantage of their no balance transfer fee.

 

Any thoughts/comments/reviews for Union Bank and their productds? I know they're out in the West coast mostly.

Message 1 of 5
4 REPLIES 4
calisig
Regular Contributor

Re: Union Bank Reviews?

MUFG Union Bank is decent, but be aware they are in the process of merging into US Bank. US Bank is expected to complete the purchase and merge by the end of the year, at which point MUFG Union Bank will no longer exist ...

13Oct22 Exp F8: 812
Message 2 of 5
CreditCuriosity
Moderator Emeritus

Re: Union Bank Reviews?


@calisig wrote:

Union Bank MUFG is decent, but be aware they are in the process of merging into US Bank. US Bank is expected to complete the purchase and merge by the end of the year, at which point Union Bank MUFG will no longer exist ...


yep this part of us bank some time this year

Message 3 of 5
followgreatness
Contributor

Re: Union Bank Reviews?


@CreditCuriosity wrote:

@calisig wrote:

Union Bank MUFG is decent, but be aware they are in the process of merging into US Bank. US Bank is expected to complete the purchase and merge by the end of the year, at which point Union Bank MUFG will no longer exist ...


yep this part of us bank some time this year


Is it worthy applying for? Would those cards he transferred over? Is this a way to build relationship with US Bank go tap into some of their cards in the future? 

Message 4 of 5
CreditCuriosity
Moderator Emeritus

Re: Union Bank Reviews?


@followgreatness wrote:

@CreditCuriosity wrote:

@calisig wrote:

Union Bank MUFG is decent, but be aware they are in the process of merging into US Bank. US Bank is expected to complete the purchase and merge by the end of the year, at which point Union Bank MUFG will no longer exist ...


yep this part of us bank some time this year


Is it worthy applying for? Would those cards he transferred over? Is this a way to build relationship with US Bank go tap into some of their cards in the future? 


If your profile supports it.  it is a good card overall although i only use it like once every 4-6 months as have better cards so gets min use, but good for some certainly.   also if you are over 2x12 it can be an in with US Bank as well if you want to be with them and possibly pc to cash+ or the likes in the future as should be possible.  they pull experian and ask a slew of public record questions so make sure you have a good memory of old phone #'s and license plates etc lol.. think it was like 6 questions i was like **bleep** but had my credit report and car near me Smiley Happy

Message 5 of 5
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